Business Details
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services
Your Trusted Mortgage Broker in Trenton, ON
We believe every customer deserves exceptional care when purchasing or refinancing their dream home. With over 29 years of progressive experience in the mortgage industry, including 18 years as a broker, we specialize in placing all types of mortgagespurchases, refinances, equity takeouts, debt consolidations, renewals, and mortgages for self-employed individuals. Our principal broker, Craig Nickerson, has led Simpligo Mortgages since 2018, helping thousands of clients navigate complex mortgage scenarios. Unlike traditional bankers, we focus exclusively on mortgages, offering unparalleled expertise and a commitment to exhausting every option to secure the best rates and features for our clients.We prioritize flexibility, offering appointments evenings, weekends, and even at your home or business for convenience. Our dedication to client satisfaction is evident in our track record of resolving urgent situations, such as saving deals days before closing. With access to multiple lenders and private funds, we provide tailored solutions for first-time buyers, military personnel, new immigrants, and those with credit challenges.
Services
Mortgage Brokerage
Debt Consolidation
Equity Renovation
New to Canada Mortgages
Investment Properties
Credit Repair Mortgages
Highlights and features
- We offer 29 years of mortgage industry expertise with a focus on complex cases.
- Our team provides 24/7 availability to address urgent mortgage challenges.
- We access multiple lenders and private funds to secure competitive rates.
- Specialized service for military personnel, new immigrants, and credit repair.
- Proven track record of resolving failed mortgage deals days before closing.
What people say
Saved us from a potential lawsuit
Excellent mortgage broker
Go-to man in this area
Amazing at what you do
Fantastic experience
Services
Mortgage Brokerage
We specialize in mortgage brokerage services, offering tailored solutions for purchases, refinances, and renewals. With access to multiple lenders, we secure competitive rates and flexible terms for first-time buyers, investors, and those with unique needs. Our expertise ensures personalized guidance through every step of the mortgage process.
Debt Consolidation
Our debt consolidation services help clients reduce high-interest obligations by leveraging home equity. We provide strategic refinancing options to consolidate credit card debt, loans, and other liabilities into a single, lower-rate mortgage payment, improving cash flow and financial stability.
Equity Renovation
We facilitate equity take-outs for home renovations, expansions, or improvements. By tapping into rising property values, clients can fund projects like landscaping, kitchen upgrades, or adding living spaces, enhancing both comfort and property value through tailored mortgage solutions.
New to Canada Mortgages
Designed for recent immigrants, this service offers mortgage options with minimal residency requirements. We assist clients with landed immigrant status in securing financing using international credit history and employment documentation, enabling homeownership within three months of arrival in Canada.
Credit Repair Mortgages
We provide mortgage options for clients with credit challenges, including bankruptcies or low credit scores. Partnering with non-traditional lenders, we offer pathways to homeownership while guiding clients on improving creditworthiness through strategic financing and repayment plans.
People
Craig Nickerson
Principal Mortgage Broker
Craig Nickerson, a Queen's University School of Business graduate, has 29 years of mortgage industry experience, including 18 as a broker. Leading Simpligo Mortgages since 2018, he specializes in complex cases, military moves, and credit repair, prioritizing client needs with personalized service and 24/7 availability.
Questions
What mortgage services do you offer?
We offer purchase mortgages, refinancing, debt consolidation, equity take-outs, investment property financing, new-to-Canada mortgages, and credit repair solutions.
Can I get a mortgage with bad credit?
Yes. We partner with non-traditional lenders to provide mortgages for clients with credit challenges, bankruptcies, or low credit scores.
How quickly can you close a mortgage deal?
We've closed deals in as little as 12 days, prioritizing urgent situations like impending lawsuits or closing deadlines.
Do you work with military personnel?
Yes. We specialize in military moves, leveraging experience with relocation benefits and unique financing requirements.
Can new immigrants qualify for a mortgage?
Yes. New immigrants with landed status can qualify after three months of Canadian employment, using international credit history and documentation.
Do you offer 24/7 support?
We provide 24/7 availability to address urgent mortgage needs, though standard appointments are flexible, including evenings and weekends.
