Business Details
Your Trusted Mortgage Broker in Ottawa
Mortgage Brokers Ottawa has established itself as a trusted intermediary between clients and Canada's largest lenders, specializing in securing competitive mortgage rates and favorable terms. Our team of Accredited Mortgage Professionals (AMPs) operates across Canada, licensed to serve clients in their respective provinces. With a focus on personalized service, we prioritize understanding individual mortgage requirements to deliver tailored solutions for purchases, refinancing, and debt consolidation.Our industry expertise, combined with a commitment to excellence, positions us as leaders in mortgage planning. We emphasize transparency, objective advice, and superior customer service, ensuring clients benefit from time and cost-saving opportunities throughout their mortgage journey.
Services
Mortgage Brokering
Refinancing Solutions
Private Mortgages
First-Time Homebuyers
HELOC Services
Debt Consolidation
Commercial Mortgages
Mortgage Renewals
Credit Repair Guidance
Investment Property Loans
Highlights and features
- We offer 20+ years of combined experience in mortgage brokering.
- Our network spans Canada's top lenders for competitive rate access.
- We provide personalized mortgage solutions tailored to unique financial needs.
- Our team holds Accredited Mortgage Professional (AMP) certifications.
- We guarantee transparent communication with no hidden fees.
Associations and certifications
- Accredited Mortgage Professionals (AMP)
What people say
Competitive rates
Knowledgeable staff
Personalized solutions
Efficient process
Expert guidance
Services
Mortgage Brokering
We connect clients with top lenders to secure competitive mortgage rates and terms. Our Accredited Mortgage Professionals analyze financial situations to recommend optimal solutions for purchases, refinancing, or debt consolidation. Our service ensures transparent communication and tailored strategies to meet individual homeownership goals.
Private Mortgages
Private mortgage solutions cater to clients with unique financial circumstances or credit challenges. We facilitate financing through private lenders when traditional banks decline applications, offering flexible terms for land purchases, renovations, or avoiding foreclosure. This service helps clients rebuild creditworthiness for future conventional loans.
Refinancing Solutions
Our refinancing experts help clients access home equity for debt consolidation, home improvements, or investment opportunities. We analyze current mortgage terms against market conditions to secure better rates or adjust loan structures. This service aims to reduce monthly payments while maintaining financial stability.
First-Time Homebuyers
Specialized guidance for first-time purchasers navigating down payment requirements, government rebates, and mortgage default insurance. We explain CMHC-insured options, RRSP Home Buyers' Plan utilization, and land transfer tax exemptions. Our service simplifies the process from pre-approval to closing.
HELOC Services
We help clients leverage home equity through flexible lines of credit for renovations, education, or business investments. Our advisors explain variable rate structures, repayment terms, and risk management strategies. This service provides accessible funds while maintaining mortgage flexibility.
People
Lynn Fournelle-Clare
Mortgage Broker
Lynn Fournelle-Clare brings extensive mortgage industry experience to Ottawa clients, specializing in residential financing solutions. With deep knowledge of local market conditions and lender requirements, she guides clients through complex mortgage transactions while maintaining a focus on long-term financial health.
Michael Hapke
Mortgage Broker/CEO
As founding partner and CEO, Michael Hapke leads with over 25 years of mortgage brokerage expertise. He specializes in commercial financing and complex mortgage structures while overseeing strategic operations. His leadership ensures adherence to the highest industry standards across all client interactions.
Questions
What mortgage types do you offer?
We provide fixed/variable rate mortgages, HELOCs, private mortgages, and specialized programs for first-time buyers, bad credit, and commercial properties.
How do your mortgage rates compare?
Our network access ensures competitive rates. Current 5-year fixed at 3.99% and variable at 3.79% with flexible term options.
Can you help with bad credit mortgages?
Yes, we work with lenders offering solutions for post-bankruptcy or credit-challenged applicants through specialized programs.
What documents are needed for approval?
Typical requirements include income verification, credit history, property details, and down payment proof. Our team provides specific checklists.
Do you offer online mortgage tools?
Yes, we provide digital calculators, mobile apps for pre-approvals, and secure online application portals for convenient mortgage management.
