Business Details
Private Mortgage Lending Solutions Calgary
Cedar Peaks Mortgage Services was founded by industry professionals with decades of combined experience in real estate and finance. Our team specializes in providing alternative mortgage financing solutions for brokers and borrowers facing complex lending challenges. With expertise in residential, commercial, and construction lending, we prioritize relationship-building and innovative problem-solving to help clients achieve their goals.Our Calgary-based team works directly with mortgage brokers to protect commissions while offering flexible terms for clients in Alberta and British Columbia. Through strategic underwriting and a focus on property equity, we deliver tailored solutions for non-traditional financial situations, including debt consolidation, foreclosure prevention, and new construction projects.
Services
Residential Mortgages
Construction Financing
Fix & Flip Loans
Commercial Mortgages
Debt Consolidation
Land Acquisition
Foreclosure Prevention
Equity Takeouts
Bridge Financing
Non-Resident Lending
Highlights and features
- We offer 20+ years of experience in alternative mortgage financing
- Our team includes industry veterans with real estate and financial expertise
- We specialize in complex lending scenarios conventional lenders avoid
- We protect mortgage brokers' commissions through direct collaboration
- Our flexible terms accommodate non-traditional income and credit situations
Services
Residential Mortgage Lending
Cedar Peaks provides residential mortgage solutions for purchase, refinance, and construction projects. We accommodate non-traditional income verification and credit challenges through equity-focused lending. Our flexible terms include interest-only payments and short-term financing options to facilitate conventional loan transitions.
Construction Financing
We fund residential and commercial construction projects up to 80% of hard costs. Our process supports site servicing, land acquisition, and development with staged disbursements. Clients benefit from fast approval times and financing for both completed developments and raw land purchases.
Fix & Flip Lending
Our fix-and-flip program finances property renovations with loan-to-value ratios up to 75%. We provide short-term financing (6-24 months) for purchase and renovation projects, including interest-only payment options. This service supports both residential and commercial property investors.
Debt Consolidation
We offer equity-based financing solutions for debt consolidation using residential or commercial property as collateral. Our programs help clients restructure financial obligations through secured lending with flexible repayment terms tailored to individual circumstances.
Non-Resident Lending
Cedar Peaks provides mortgage financing for non-resident clients purchasing Canadian property. We support relocation plans and investment properties with customized loan structures, including long-term financing for applicants awaiting permanent residency status.
People
Mark Pullin
Broker of Record
With 15 years in real estate and prior experience in business ownership, Mark brings extensive industry knowledge to Cedar Peaks. His background at First Calgary Credit Union and entrepreneurial ventures informs his approach to mortgage solutions.
Dianne Pullin
Fixer of Record
Dianne's career spans finance, accounting, and land development leadership roles. Her expertise in complex corporate structures and strategic planning shapes Cedar Peaks' innovative lending approaches for challenging mortgage scenarios.
Steve Haggard
Manager of Investor Relations
Steve transitioned from PGA Canada golf industry leadership to mortgage finance. His 24-year career in club management developed skills in relationship-building and strategic planning now applied to broker and investor relations.
Questions
What mortgage services do you offer for brokers?
We provide alternative financing solutions for residential, commercial, and construction mortgages, including debt consolidation, fix-and-flip projects, and non-traditional income verification cases.
How do you help borrowers with credit challenges?
We focus on property equity rather than strict credit scoring, offering solutions for discharged bankruptcies, income verification issues, and financial transitions.
What areas do you serve?
We operate throughout Alberta and British Columbia, with team members based in Calgary and Invermere to support local lending needs.
What construction financing options exist?
We fund up to 80% of hard costs for residential and commercial construction, including land purchases, site servicing, and development projects with staged disbursement plans.
How quickly can you approve a mortgage?
Our streamlined process delivers fast initial responses and funding, with typical terms ranging from 6 months to 2 years to allow conventional loan transitions.
