Canadian Final Expense Plan

CFEP is a family-owned and operated insurance agency that has been proudly serving Canadians since 1995. We are currently in our third generation of operation, and we are committed to providing our clients with a complete range of life, accident, and sickness insurance products, savings and retirement plans, segregated funds, and annuities.

At CFEP, we understand that every client is unique, and we take the time to get to know you and your financial goals. We work with some of the most reputable life insurance companies to help create tailored financial solutions that meet your individual needs, whether you are an individual, a family, or a group. Our promise to you is simple: we will do whatever is necessary to be of help and assistance, and honor our commitments to you.

Our Services

CFEP offers a wide range of services designed to meet the diverse needs of our clients. Here are some of the services we offer:

• Individual Life Insurance: Our individual life insurance policies provide financial security and peace of mind to you and your loved ones. We offer both simplified issue and traditional term life insurance, with guaranteed level rates during the term and the option to renew or convert your policy. Our policies are ideal for covering liabilities during a known time period, and we offer the option to add a rider for additional protection.
• Group Life Insurance: Our group life insurance policies are tailored to meet the needs of your business or organization. We offer both simplified issue and traditional term life insurance, with guaranteed level rates during the term and the option to renew or convert your policy. Our policies are ideal for securing permanent coverage for your employees.
• Savings and Retirement Plans: Our savings and retirement plans are designed to help you achieve your long-term financial goals. We offer a variety of options, including non-participating and participating universal life policies, paid-up options, and the ability to add a rider for additional protection.
• Segregated Funds and Annuities: Our segregated funds and annuities offer a range of investment options, including guaranteed income for life, and the ability to protect your capital and pass it on to your beneficiaries.
• Disability and Critical Illness Coverage: Our disability and critical illness coverage provides financial protection in the event of an unexpected illness or injury. Our policies can be combined in a single plan, and we offer guaranteed level rates for life.

At CFEP, we are committed to protecting the financial well-being of our clients. We understand the importance of preparing for the financial realities of life, and we are here to help you protect what matters most. Whether you are looking to replace essential income, cover funeral costs, cover taxes on the value of your estate at death, or provide ongoing financial support at difficult times, we are here to help.