Ciccone Insurance & Financial Service

At Ciccone McKay Financial Group, we empower individuals and businesses to achieve financial clarity and purpose through personalized and coordinated financial planning. We have a proven track record in guiding clients through complex financial situations and assisting them in building, preserving, and transferring wealth across generations.

Our Values

Our approach is guided by three core values: transparency, collaboration, and balance. We believe in open communication, shared understanding, and tailored solutions that align with your unique financial goals and personal values.

Intergenerational Financial Planning

• Develop strategies to protect and transfer wealth across generations
• Optimize wealth distribution to minimize taxes and maximize benefits
• Ensure seamless transitions of assets to loved ones

Investment Portfolio Management

• Customized portfolio construction based on individual risk tolerance and goals
• Regular review and adjustment to ensure alignment with changing needs and market conditions
• Active management and diversification for enhanced returns

Risk Management

• Comprehensive risk assessment and identification of potential threats
• Implementation of strategies to mitigate potential losses and ensure financial security
• Review and update of risk management plans as needs evolve

Tax & Estate Planning

• Development of a comprehensive estate plan that includes wills, trusts, and power of attorney
• Tax optimization strategies to minimize estate taxes and ensure financial efficiency
• Guidance on charitable giving and other estate planning considerations

Retirement Planning

• Review of current plans and identification of potential gaps
• Development of a tailored retirement savings and investment strategy
• Implementation of tax-advantaged retirement accounts like IRAs and plans tailored for business owners

Business Succession & Transition Planning

• Strategies for business owners to ensure a smooth transition of ownership and control
• Valuation analysis and ownership structuring
• Succession plan development to minimize disruptions and maintain continuity

Employee Benefits Programs

• Development and implementation of customized employee benefit plans
• Management and communication support to ensure program success
• Optimization of costs and benefits to attract and retain top talent

Our Commitment

We are committed to providing exceptional client experiences through personalized attention, clear communication, and consistent follow-up. We believe in building lasting relationships with our clients and becoming trusted advisors for generations to come.