Business Details
Your Trusted Partner for Comprehensive Banking Solutions
We are a customer-focused financial institution committed to providing comprehensive banking solutions. With over 3,000 surcharge-free ATMs across Canada and advanced digital tools, we make managing money convenient and accessible. Our ClickSWITCH service simplifies account transitions by automatically redirecting deposits and payments. Backed by the highest deposit protection in the province up to $250,000, we combine security with personalized service.As a community-oriented institution, we prioritize customer needs through innovative products and local decision-making. Our team delivers expert guidance on mortgages, loans, credit cards, and investment planning while maintaining strict compliance with financial regulations.
Services
Chequing Accounts
Savings Accounts
Mortgage Solutions
Personal Loans
Credit Cards
Highlights and features
- Access your money surcharge-free at 3,000+ Canadian ATMs
- Manage accounts 24/7 through secure digital banking tools
- Simplify account transitions with ClickSWITCH deposit redirection
- Enjoy deposit protection up to $250,000 in the province
- Receive personalized financial guidance from local experts
Services
Chequing Accounts
Our chequing accounts provide flexible money management solutions with no monthly fees. Enjoy unlimited transactions, mobile cheque deposit, and integration with bill payment systems. Customers benefit from 24/7 access through online banking and mobile apps while maintaining physical branch support for complex transactions.
Savings Accounts
We offer competitive savings accounts with tiered interest rates and tax-free options. Features include automatic transfers, goal tracking tools, and guaranteed investment certificates. Our financial advisors help clients optimize savings strategies while maintaining liquidity and security.
Mortgage Solutions
Our mortgage specialists provide personalized home financing with competitive rates. Services include pre-approvals, renewal options, and flexible payment schedules. We offer fixed and variable rate mortgages with terms up to 25 years, plus specialized programs for first-time homebuyers.
Personal Loans
We provide unsecured personal loans with fixed interest rates and terms up to 5 years. Loan amounts range from $1,000 to $50,000 with quick approval processes. Customers benefit from flexible repayment options and financial counseling services to manage debt responsibly.
Credit Cards
Our credit card portfolio includes cashback rewards, travel insurance, and low-interest options. Features like mobile payment integration and fraud protection enhance security. We offer credit-building tools for new Canadians and tailored benefits for business cardholders.
Questions
What types of accounts does The Credit Union offer?
We provide chequing accounts for daily transactions, savings accounts for wealth building, and specialized business accounts. Our digital platform supports all account types with 24/7 access.
How can I access my accounts outside business hours?
Our online banking portal and mobile app allow 24/7 account access. You can also use 3,000+ surcharge-free ATMs across Canada for cash withdrawals and balance checks.
What mortgage options are available?
We offer fixed-rate, variable-rate, and hybrid mortgages with terms up to 25 years. Special programs include first-time homebuyer assistance and mortgage renewal options with rate guarantees.
How does the ClickSWITCH service work?
ClickSWITCH automatically redirects your payroll deposits and recurring payments to your new account when you switch banks. This eliminates manual updates with employers and service providers.
What protection do my deposits receive?
Deposits are protected up to $250,000 per account holder through provincial deposit insurance. This coverage applies to chequing, savings, and term deposit accounts.