Better Mortgages. Better Lending.
At Moes Mortgages, we're passionate about empowering our clients to achieve their homeownership and financial goals through personalized mortgage solutions. We believe in transparency, efficiency, and building lasting relationships with our clients.
Who We Are
Holly Moes, a local Victoria native, founded Moes Mortgages with a vision to simplify the mortgage process and guide clients every step of the way. Her background in event management, project organization, and people operations makes her well-equipped to manage the intricacies of home financing. She understands the anxieties associated with this life-changing event and is dedicated to creating a seamless, stress-free experience for her clients.
What We Do
We offer a comprehensive range of services to cater to your individual needs and aspirations:
**Mortgage Pre-Approval: Get a clear understanding of your borrowing capacity and purchasing power before you start your search.
First Time Buyers: Navigating the homeownership journey with personalized guidance and resources.
Self-Employed Clients: We have solutions designed to accommodate your unique financial situation and income stability.
Investment Properties: Secure financing for investment properties to maximize your returns.
Mortgage Refinancing: Optimize your monthly payments and interest rates with a refinance.
Renovations & Credit Improvement: Get the funding you need to upgrade your home or address credit challenges.
Vacation Homes & Reverse Mortgages: Explore options to secure your dream vacation home or access retirement funds through a reverse mortgage.
Why Choose Moes Mortgages?
- Personalized Attention: We take the time to understand your unique needs and goals.
- Expert Guidance: Benefit from Holly's extensive knowledge of the mortgage landscape.
- Competitive Rates: Leverage our strong relationships with lenders to access competitive rates.
- Transparent Communication: We believe in open and honest communication throughout the process.
- Efficient Processing: Expect a smooth and timely experience from application to closing.

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