Business Details
Your Trusted Mortgage Broker in London, Ontario
Bax Mortgage has been a trusted independent mortgage brokerage serving London, Ontario and surrounding areas for over 30 years. As a second-generation family-run business, we specialize in delivering customized mortgage solutions tailored to the unique financial needs of our clients. Our team of experienced mortgage professionals leverages relationships with diverse lendersincluding banks, monolines, MICs, and private lendersto secure optimal financing options.With over $95 million in mortgages funded last year, we combine deep industry expertise with a hands-on approach to guide clients through purchases, refinances, and complex financial scenarios. Our commitment to personalized service and industry leadership positions us as a reliable partner for navigating mortgage challenges.
Services
Purchase
Refinance
Alternative Financing
Debt Consolidation
Second Mortgages
Highlights and features
- We have over 30 years of experience in mortgage brokerage services.
- Our second-generation family business prioritizes personalized client relationships.
- We access diverse lenders to secure tailored mortgage solutions.
- Our team holds advanced licensing and industry certifications.
- We funded over $95 million in mortgages last year.
Services
Purchase
We guide clients through home purchase financing, from first-time buyer programs to investment portfolios. Our team evaluates rate holds, insured vs. conventional options, and stress-test requirements to secure optimal mortgages. With access to diverse lenders, we simplify the process for buyers in London and surrounding areas.
Refinance
Our refinance services help clients access equity, consolidate debt, or adjust terms during life changes. We analyze prepayment penalties, GDS/TDS ratios, and collateral charge options to maximize financial flexibility. Expert guidance ensures seamless transitions at mortgage maturity.
Alternative Financing
We specialize in alternative financing for unique situations, including self-employed income, credit challenges, and unconventional properties. By assessing B-lenders and private mortgage options, we create pathways to homeownership or financial recovery for clients who don't fit standard bank criteria.
Debt Consolidation
Our debt consolidation solutions combine high-interest debts into manageable payments through second mortgages or equity access. We develop exit strategies to restore credit health while providing immediate cash-flow relief for Ontario homeowners facing financial stress.
Second Mortgages
We offer second mortgage guidance for short-term funding needs, debt consolidation, or renovation projects. Our experts explain rate implications, fee structures, and positioning to help clients leverage home equity responsibly while maintaining first mortgage integrity.
People
Samantha Bax
Principal Broker/President
Principal Broker/President with over 30 years of mortgage industry experience, specializing in private mortgage lending and client-focused solutions.
Jesse Bielak
Managing Director/Mortgage Agent Level 2
Managing Director with advanced licensing, providing expert mortgage advice and strategic financing solutions for complex client scenarios.
Shawn Newman
Mortgage Agent Level 2
Experienced Mortgage Agent Level 2 professional offering tailored financing options and comprehensive mortgage guidance to London-area clients.
Ian Hunter
Mortgage Agent Level 2
Mortgage Agent Level 2 specialist with deep knowledge of alternative financing solutions and lender requirements for diverse client profiles.
Rick Fitzgerald
Mortgage Agent Level 1
Mortgage Agent Level 1 professional supporting clients with purchase, refinance, and debt consolidation needs across Ontario.
Questions
What mortgage services do you offer?
We provide purchase mortgages, refinancing, alternative financing, debt consolidation, and second mortgage solutions tailored to individual client needs.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the process, including down payment strategies and government program eligibility.
Can you help with bad credit mortgages?
Our alternative financing options include solutions for clients with credit challenges, bankruptcies, or unconventional income sources.
How quickly can you process a mortgage?
We offer expedited processing for urgent needs, with access to lenders who can close deals in as little as 7-10 business days.
What areas do you serve?
We primarily serve London, Ontario and surrounding regions, with remote consultation options available across the province.
