Lawrence Joseph Associates

At Lawrence Joseph Associates Ltd., we have been providing outstanding insurance and retirement planning services for over 45 years. Founded in 1975, our company is built on a foundation of client-focused approach to insurance and retirement needs. As a fully independent brokerage, we have the freedom to seek out the best insurance and retirement products available from a wide variety of competitive insurance and retirement products providers.

What We Offer

Our team of experts is committed to providing you with a comprehensive range of services designed to meet your unique needs. We offer:

• Wealth Management: Protecting your assets through a prudent investment strategy
• Retirement Planning Specialists: Helping you create a plan tailored to your specific needs
• Individual Life Insurance: Providing guidance for individual life insurance needs
• Group Life Insurance: Offering solutions for group life insurance needs
• Critical Illness Insurance: Providing financial protection in the event of a critical illness
• Group Benefits: Offering employee benefits and group insurance solutions
• Long-Term Health Care: Assisting with long-term health care planning
• Disability Insurance: Providing protection in the event of disability

Life Insurance

Our life insurance experts can guide you in creating a life insurance package tailored to your specific needs. As we independently represent all major insurance carriers in Canada, you can be assured that you will automatically obtain the most cost-efficient plan for your needs. Contact us today to see what creative life insurance solutions we can find for you.

Retirement Planning

At Lawrence Joseph Associates Ltd., our goal is to protect your assets through a prudent investment strategy. Our expertise in both Individual RRSPs and Group RRSPs includes GICs, Annuities, Segregated Funds, and Individual Pension Plans. We will be pleased to discuss with you our creative strategies for eliminating the tax payable on any RRSP/RRIF funds remaining at death. For your non-Registered funds, ask us how INSURED ANNUITIES can substantially improve your net cash income while guaranteeing the return of all capital to your heirs, tax-free, and safe from any creditors that may lay claim to these assets. Contact us today to discuss how we can help you make your retirement goals a reality.

Wealth Management

Our insurance and RRSP experts are dedicated to protecting your assets and providing peace of mind for you and your family. Let us take away the guesswork, as we review your insurance and retirement needs, while addressing any gaps within your plan. Contact us today to review your insurance and retirement strategies.