Hilltop Financial & Insurance

At Hilltop Financial & Insurance Ltd., we are a Canadian-based financial services company dedicated to providing the very best financial planning solutions to our clients. With a strong focus on understanding the needs of immigrants from South Asia, particularly from India and Pakistan, we aim to cater our services to your unique requirements.

Located in Mississauga, Ontario, our team of experienced professionals delivers a wide range of financial protection products and wealth management services. From life insurance and disability insurance to mortgage insurance and RRSP, we help you protect your most valuable assets and plan for a secure financial future.

Our Services

At Hilltop Financial & Insurance Ltd., we understand that every individual has unique needs and circumstances. That's why we offer a comprehensive range of financial services designed to meet your specific requirements. Our services include:

Life Insurance

Life insurance provides coverage on the life of an individual, who is referred to as the life insured. Upon the death of the life insured, the policy will provide a tax-free benefit to the beneficiary. We offer a range of life insurance products, including term life insurance, permanent life insurance, and others.

Disability Insurance

Disability insurance (DI) is a contract of insurance that provides monthly benefits if the insured is unable to work due to illness or injury. We offer individual and group disability insurance policies to ensure that you receive the financial support you need to recover from a disability.

Mortgage Insurance

Assuming you use a mortgage to finance your home, it just makes good sense to ensure your investment is adequately protected. We offer mortgage insurance products that help you protect your home from financial losses in the event of unexpected events.

Health Insurance

Health insurance provides coverage for unexpected medical expenses, including critical illness and hospital stays. We offer a range of health insurance products that cater to your unique needs and budget.

RRSP

RRSP stands for registered retirement savings plan. It is one of the registered savings plans set up under the Income Tax Act (ITA 146(1)) to help Canadians save for retirement. We offer RRSP products that help you meet your retirement savings goals.

RESP

The Registered Retirement Income Fund (RESP) is the best retirement income option for most Canadians since it can be tailored to their specific needs and goals. We offer RESP products that help you plan for a secure retirement.

Investment Loans

Investment loans are a wealth-building strategy that allows your money to work harder. Instead of adding gradually to an investment account, an investment loan allows you to make a larger initial investment, which can generate greater returns over time.

Estate Planning

Estate planning is all about preserving what you have worked so hard at acquiring, your wealth. It is often a complicated process, but our team of experts is here to guide you through the process and ensure that your estate is transferred to your loved ones according to your wishes.