Business Details
31 Years
experience
Your Trusted Partner for Financial Planning in Calgary
Networth Management has been an independent boutique financial services firm since 1995, dedicated to helping clients achieve their True-Life Goals through Values-Based Financial Planning. Our approach prioritizes aligning financial strategies with personal values, serving a finite number of clients in a close-knit community. With decades of combined experience, our team of certified professionals offers expertise in estate planning, tax optimization, and intergenerational wealth management. We emphasize transparency, personalized service, and long-term client relationships, demonstrated by our recognition as a Top Rated Financial Advisory Firm by AdvisoryHQ.com.Our commitment to client-centric solutions is reflected in testimonials highlighting trust, professionalism, and tailored financial roadmaps. We operate with integrity, ensuring clients receive actionable plans and ongoing support to navigate complex financial landscapes with confidence.
Services
Financial Planning
Wealth Management
Estate Planning
Tax Optimization
Business Succession Planning
Investment Management
Risk Management
Retirement Planning
Intergenerational Wealth Transfer
Insurance Solutions
Details
- Year established: 1995
Highlights and features
- We have over 25 years of experience in personalized financial planning.
- Our Values-Based Financial Planning process aligns finances with personal values.
- We serve a finite number of clients to ensure dedicated, tailored service.
- Our team includes globally recognized designations like CFP and TEP.
- Awarded Top Rated Financial Advisory Firm by AdvisoryHQ.com.
Associations and certifications
- Certified Financial Planner (CFP)
- Trust & Estate Practitioner (TEP)
What people say
Professional, thorough, approachable
Genuine, honest, integrity
Personalized financial plans
Long-term trusted partnership
Clear financial roadmaps
Services
Financial Planning
Our Values-Based Financial Planning process helps clients align financial decisions with personal values and life goals. We create customized roadmaps to address retirement, estate planning, and wealth transfer. With a focus on transparency and long-term security, we ensure clients make informed decisions to achieve financial clarity and peace of mind.
Estate Planning
Specialized estate planning services include trust creation, tax minimization, and intergenerational wealth strategies. Our TEP-certified advisors design solutions to protect assets, reduce tax burdens, and ensure smooth succession for families and business owners. We prioritize legal compliance and client-specific needs in every plan.
Business Succession Planning
We develop tailored succession plans for business owners, addressing leadership transitions, buy/sell agreements, and tax-efficient exit strategies. Our approach ensures business continuity while aligning with personal financial goals, providing security for owners, employees, and stakeholders during ownership changes.
Investment Management
Our discretionary investment management services focus on risk-appropriate asset allocation and long-term growth. We offer personalized portfolio strategies using RRSPs, TFSAs, and other vehicles, with regular reviews to adapt to market changes and evolving client objectives.
Risk Management
Comprehensive risk assessment and insurance planning protect clients against unforeseen events. We evaluate life, disability, and critical illness coverage needs, ensuring adequate protection for families and businesses while optimizing tax and estate implications.
People
Reagan Pflug
Financial Planner
Certified Financial Planner with over 25 years of experience, Reagan specializes in Values-Based Financial Planning and holds the TEP designation for advanced estate expertise. He focuses on aligning client values with financial strategies.
Claudine Pflug
Operations Manager
Claudine oversees client communication, meeting coordination, and reporting systems. With a background in business operations, she ensures seamless service delivery while balancing family and professional commitments.
Veralin Phillips-Michael
Insurance Expert
Insurance specialist known for compassionate client care, Veralin provides tailored risk management solutions. Her approach combines technical expertise with personalized support to address client protection needs.
Bill Stemp
Legal Advisor
With 42 years of legal experience, Bill offers expertise in wills, estates, and corporate law. He collaborates with clients to ensure legally sound estate and business succession plans.
Questions
What financial planning services do you offer?
We provide Values-Based Financial Planning, estate planning, investment management, business succession strategies, and risk management tailored to individual and business client needs.
How are you different from bank advisors?
As independent advisors, we prioritize client interests over institutional products, offering unbiased recommendations and personalized plans without sales-driven agendas.
Do you work with non-Calgary clients?
While based in Calgary, we serve clients across Canada through virtual consultations and remote financial planning services.
What is Values-Based Financial Planning?
This approach aligns financial decisions with personal values and life goals, creating actionable plans that reflect individual priorities and long-term aspirations.
How often do you review financial plans?
We conduct regular progress meetings based on client preferences, typically annually or when significant life changes occur, to update and adjust plans as needed.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP) and Trust & Estate Practitioners (TEP), ensuring expertise in comprehensive financial and estate strategies.
