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At Money Mega Mart, we have been dedicated to helping Canadians borrow money against their car title since March 2009. We are one of the few completely online lenders in Canada, making it possible for individuals to obtain a loan from the comfort of their own homes. We have a reputation for beating interest rates by 5% and offering flexible loan terms.
Services
At Money Mega Mart, we offer a range of services designed to help individuals in need of financial assistance. Our loan services are based on the value of your vehicle, and we do not perform credit checks. Our loans are designed to provide individuals with the funds they need, when they need them. We believe that everyone deserves a second chance, and we are committed to helping Canadians borrow money against their car title.
Loan Process
Our loan process is simple and straightforward. Our online application process allows individuals to apply for a loan from anywhere in Canada. Our process typically takes a few minutes to complete, and once the application is submitted, our team will review the application and provide a decision on the loan amount and repayment terms.
Eligibility
To be eligible for a loan with Money Mega Mart, your vehicle must be fully paid off, and you must be the legal owner of the vehicle. The vehicle must also be less than 8 years old, and you must have a valid driver's license and vehicle insurance. Additionally, our team will review your credit history, but we do not perform traditional credit checks.
Loan Options
We offer loans ranging from $1,000 to $25,000, and our loan terms vary from 12 to 48 months. Our interest rates range from 29.9% to 46% APR on approved credit. We believe in transparency, and we provide our clients with a clear understanding of the loan terms and repayment plan.
Refinancing
At Money Mega Mart, we also offer refinancing services. If you have an existing loan on your vehicle, we can help you refinance your loan to get a better interest rate, loan terms, and payment plan.
Contact Us
Our team is dedicated to providing exceptional customer service. If you have any questions or concerns, please do not hesitate to contact us. We can be reached toll-free at 1-877-213-8686 or locally at 613-845-0152. You can also email us at info@moneymegamart.com.
Our Commitment
At Money Mega Mart, we are committed to providing a confidential and secure online application process. We believe in helping individuals in need of financial assistance and providing them with the tools they need to achieve their financial goals.
Business Hours
Our business hours are Monday to Friday from 9:00 AM to 5:00 PM EST, and Saturday from 11:00 AM to 2:00 PM EST.
Head Office
Our head office is located at 1-1183 Cecil Avenue, Ottawa, ON K1H7Z6 Canada.
Loan Terms
Our loan terms are flexible and designed to meet the individual needs of our clients. Our loan terms range from 12 to 48 months, and our interest rates range from 29.9% to 46% APR on approved credit.
Privacy Policy
At Money Mega Mart, we take the privacy of our clients very seriously. We believe in maintaining the confidentiality of our clients' personal information and only sharing it with our service providers who process your application on our behalf. We use the personal information provided to enable us to act as your broker in assessing your suitability for a loan from us.
Poor Customer Service Experience
Many reviewers have expressed frustration with the poor customer service they received from Money Mega Mart. They described the staff as rude, unhelpful, and unprofessional. Some reviewers mentioned that they were misled about the loan terms and conditions, and when they tried to address their concerns, they were met with rude and generic responses.
Issues with Loan Terms and Conditions
Several reviewers have reported issues with the loan terms and conditions. They claimed that the company added hidden fees and charges, and that the interest rates were exorbitant. Some reviewers also mentioned that the company would put a lien on their vehicle without their knowledge or consent.
Deceptive Business Practices
Some reviewers have accused Money Mega Mart of engaging in deceptive business practices. They claimed that the company would pre-approve them for a loan, only to deny them later on. Others mentioned that the company would send them misleading emails and letters, and that the website was inaccurate and misleading.
Positive Experiences
On the other hand, some reviewers have reported positive experiences with Money Mega Mart. They described the staff as friendly and helpful, and the loan process as quick and easy. Some reviewers mentioned that the company was transparent about their fees and terms, and that they were satisfied with the service they received.
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