Working for you, not the banks!
Welcome to our mortgage brokerage, where we are dedicated to making homeowner dreams come true. We are here to assist you with all your mortgage needs, whether it's for home purchases, mortgage renewals, refinancing, or more. Our team of experienced mortgage brokers is committed to providing you with the best possible service and finding you the right mortgage product to suit your unique needs.
Our Team
Our team is made up of knowledgeable and experienced mortgage brokers who are passionate about helping our clients. We have a wealth of experience in the mortgage industry, having worked with various banks and financial institutions. We are here to help you navigate the complex world of mortgages and find the best mortgage product for you.
Client Testimonials
We take pride in the service we provide to our clients, and we are grateful for the positive feedback we have received. Here is what some of our happy clients have to say:
"We have been clients of Steve Garganis for over 10 years now. In that time we have employed his services on a few occasions to help source our mortgages. Steve has always been able to find us the best mortgage rates and terms available. We have recommended Steve to our friends and family, and they have all had the same great experience." - Sean and Shannon Roseland-Barnes
"Steve gets the job done and on time, simple as that!" - Walt Dalziel, Coldwell Banker
"By allowing Steve to arrange our mortgage, we saved $10,000 instantly!" - Dr. Krajen and Dr. Lubelsky
Why Use a Broker?
Using a mortgage broker has many advantages. We have access to a wide range of mortgage products from various lenders, which allows us to find the best mortgage for you. We can also negotiate better rates and terms on your behalf. Our expertise in the mortgage industry allows us to provide you with clear and neutral information, so you can make an informed decision.
Services
We offer a wide range of mortgage services to meet your needs. Here are some of the services we offer:
- Home Purchases: We can help you review your mortgage options before you buy your next home, vacation, or investment property.
- First Time Home Buyers: We understand that buying your first home can be overwhelming. We are here to provide you with professional mortgage advice to get you started.
- Mortgage Renewals: At renewal, you can renegotiate everything pertaining to your mortgage with no penalties. It's also a great time to save money!
- Mortgage Refinancing: We can help you get out of a high-rate mortgage or unlock some of your home equity for debt consolidation or other important needs.
- Self-Employed: We have access to lenders that specialize in self-employed mortgages and can anticipate the challenges you might face.
- Improve Your Credit: We can help you find a mortgage lender that fits your budget or start improving your credit now for the best mortgage rate later.
- Debt Consolidation: We can help you consolidate your debt into one low-interest mortgage.
- Investment Properties: We can help you find the right mortgage for your investment property.
- Vacation Homes: We can help you find the right mortgage for your vacation home.
- Credit Improvement: We can help you improve your credit score to qualify for a better mortgage rate.
Contact Us
If you have any questions or would like to learn more about our mortgage services, please don't hesitate to contact us. We are here to help you achieve your homeowner dreams.
Exceptional Customer Service
The reviews for Steve and his team at Mortgage Now are overwhelmingly positive, with all authors giving a 5-star rating. The team is praised for their exceptional customer service, with authors highlighting their personable, responsive, and organized approach. Many authors compliment Steve's expertise and willingness to go above and beyond to help them achieve their goals.
Expertise and Knowledge
The team's expertise and knowledge of the mortgage market are consistently praised, with authors noting that Steve and his team are "second to none" and have a deep understanding of the options available. They are able to provide personalized advice and guidance, making the process of securing a mortgage seamless and stress-free.
Communication and Organization
The team's communication skills are also praised, with authors noting that they were kept informed throughout the process and that their questions were always answered promptly. Many authors also compliment the team's organization, noting that they were able to close quickly and efficiently.
Personal Touch
Finally, the team's personal touch is highlighted, with authors noting that Steve and his team are always willing to go the extra step to meet their needs. They are described as being "amazing" and having a "genuine interest" in helping their clients.
Conclusion
The reviews for Steve and his team at Mortgage Now are a testament to their exceptional customer service, expertise, and personalized approach. With a 5-star rating from every author, it's clear that this team is dedicated to helping their clients achieve their goals and providing a seamless and stress-free experience.

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