Business Details
31 Years
experience
Your Trusted Mortgage Brokers in Vancouver
Founded in 1995, our company has built a reputation as a trusted mortgage brokerage serving Vancouver and the Lower Mainland. Our team of experienced professionals brings decades of combined expertise in mortgage financing, with a commitment to personalized service and ethical practices. We operate under provincial statutes and federal laws, maintaining rigorous standards of professionalism while offering access to over 30 competitive lenders. Our brokers hold specialized certifications including membership in the Mortgage Broker Association of BC and Mortgage Professionals Canada.With an average of 800 annual transactions, we combine the advantages of a small, dedicated team with the resources of a large network. Our multilingual staff serves diverse client needs in Cantonese, English, Japanese, Mandarin, Farsi, and Punjabi. We prioritize client satisfaction through transparent communication, innovative solutions, and a promise to express gratitude for every opportunity to earn client trust.
Services
Mortgage Renewals
Equity Financing
Second Mortgages
Home Purchases
Refinancing
Credit Solutions
Investment Properties
First-Time Buyers
Commercial Mortgages
Mortgage Insurance
Details
- Year established: 1995
Highlights and features
- Diverse team of brokers with 15-30 years' experience
- Available seven days a week for client convenience
- Multilingual support in six languages
- No fees for traditional qualified mortgage applications
- Ethical practices under provincial and federal regulations
Associations and certifications
- Mortgage Broker Association of BC (MBABC)
- Mortgage Professionals Canada (MPC)
What people say
Unparalleled service
Professional service
Stress free experience
Dedicated mortgage agents
Trusted solutions
Services
Mortgage Renewals
We help clients optimize their mortgage terms when renewing or refinancing. Our brokers analyze current market conditions and client financial situations to secure better rates and terms. With relationships across 50+ lenders, we ensure competitive options for both residential and commercial properties.
Equity Financing
Specialized financing options for clients with strong credit histories but non-traditional income sources. We connect self-employed individuals and those with lower incomes to lenders that value savings history over conventional income verification methods.
Second Mortgages
We facilitate second mortgage arrangements secured by real estate equity. Our brokers help clients access lower interest rate financing compared to unsecured loans, with flexible terms for debt consolidation or property investments.
First-Time Buyers
Comprehensive support for first-time homebuyers navigating the mortgage process. We explain down payment requirements, insurance options, and tax implications while securing competitive rates tailored to individual financial situations.
Credit Recovery
Specialized services for clients with credit challenges. Our brokers work with flexible lenders offering programs for those with past credit issues, helping clients rebuild financial standing through structured mortgage solutions.
People
Wayne Mah
Mortgage Planner
With 30 years' experience since 1995, Wayne specializes in personalized mortgage solutions. He focuses on listening to client needs and delivering tailored financial strategies.
Shaun Zipursky
Mortgage Planner
A 34-year industry veteran since 1991, Shaun prioritizes client needs while leveraging extensive mortgage market knowledge to secure optimal financing solutions.
Rowan Smith
Mortgage Planner
Bringing five years' credit union experience, Rowan offers expertise in banking and investments with a commitment to ethical, client-focused mortgage services.
Dara Fahy
Mortgage Planner
With 25+ years in finance since 1998, Dara combines financial management expertise with real estate investment experience to deliver comprehensive mortgage planning.
Suyan Ge
Mortgage Planner
Accessing 30+ lenders, Suyan provides diverse mortgage options while emphasizing personalized service and innovative solutions for Vancouver's unique market.
Questions
What mortgage term should I choose?
Term selection depends on your financial goals and market conditions. Our brokers analyze your situation to recommend optimal 1-10 year terms.
Can I get a mortgage with bad credit?
Yes, we work with lenders offering flexible criteria for clients with credit challenges, focusing on your overall financial picture.
How much down payment do I need?
Minimum 5% down payment required, with options for first-time buyers to use RRSP funds up to $25,000 for qualifying purchases.
Do you charge fees for services?
Traditional qualified applications typically have no client fees - we're compensated by lenders who pay finders fees for new business.
Can I renew with a different lender?
Yes, we help clients switch lenders at renewal to secure better rates, often negotiating no-fee transfers with new lenders.
