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Blending art and science for a smile you'll love.

Kal-Mor Mortgages, under the leadership of Peter Pogue, has been a cornerstone of the mortgage brokerage industry in Vernon and the Okanagan for over 30 years. Our founder, Peter Pogue, established this company on the principle of providing excellent mortgages to hundreds of satisfied clients. With our deep understanding of the local market and an extensive network of over 40 lenders, we are confident in our ability to offer you the best mortgage options tailored to your unique financial needs.

At Kal-Mor Mortgages, we are committed to your success. We understand that navigating the world of mortgages and investments can be overwhelming. That's why we take a personalized approach with every client, ensuring that you fully understand the options available to you and guiding you through the entire process.

Our Expert: Peter Pogue - Your Mortgage Expert

Peter Pogue, a well-respected figure in the Vernon and Okanagan mortgage community, has built a reputation for providing unparalleled support and mortgage solutions to clients from all walks of life. As the President and Founder of Kal-Mor Mortgages, Peter has established strong relationships with various lenders and has an in-depth understanding of the local real estate market. His expertise in residential mortgages, commercial lending, and investments ensures that his clients receive the best advice and mortgage products possible.

Peter values the importance of establishing a genuine connection with every client. He takes the time to understand their individual circumstances, goals, and financial situations. By doing so, Peter can create a customized plan to help them achieve their dreams and secure an ideal mortgage product that aligns with their budget.

Our Services: Comprehensive Mortgage, Financing, and Investment Solutions

*Mortgages*: At Kal-Mor Mortgages, our experienced team specialized in residential mortgages ensures that first-time homebuyers, the self-employed, and those purchasing a new home have access to the most affordable and well-suited mortgage rates. With a single, straightforward application, we search through multiple lenders to find the mortgage solution that fits your lifestyle.

*Commercial Financing*: As an entrepreneur, you face a unique set of challenges. We make it easier for your business to succeed by offering a variety of commercial financing solutions, which help you overcome obstacles and take advantage of new opportunities. Our commercial financing offerings also extend to supporting short-term business financing requirements like working capital, accounts receivable, and inventory.

*Investments*: Our connections to safe and lucrative investments give you the chance to plan a bright and secure future for you and your loved ones. With high rates of return, you can enjoy the freedom of retirement or invest in the education of your children. We believe that intelligent planning paves the way for a fulfilling and abundant live.

Our Commitment: Guiding You Home

At Kal-Mor Mortgages, we go beyond merely providing mortgage solutions. We work alongside you to design a comprehensive financial plan that suits your needs and budget. Our mission is to help our clients make educated and informed decisions while avoiding common pitfalls.

As private mortgage providers, we recognize the significance of your investment in a property. We carefully examine the terms and conditions of any loan or interest rate, providing you with the most favorable rate and optimal terms possible. Our expertise and personalized approach grant you the peace of mind you deserve during the mortgage process.

Choose Peter Pogue and Kal-Mor Mortgages for all your mortgage, commercial financing, and investment needs. Reach out to us today for expert advice and unmatched support in pursuing your dream property and secure financial future.

Reviews
Positive: Exceptional personalized service, excellent communication, competitive rates, and client satisfaction.

Client Reviews of Peter Pogue, Mortgage Broker at Kal-Mor

Peter Pogue, a mortgage broker at Kal-Mor, has received exceptional feedback from his clients. Overwhelmingly positive, the reviews highlight his dedication, expertise, and commitment to providing the best possible service to his clients.

Personalized Service and Expertise

Many clients have praised Peter for his personalized approach to mortgage brokerage. For example, Carrie Dawn Schultz noted that he "kept us advised every step of the mortgage process and handled everything thoroughly and efficiently." Similarly, Tom Houghton commented that Peter "turned what seemed like a hopeless situation into us finally achieving our long term goal of owning our own home!"

Communication and Availability

Peter's excellent communication skills and availability have also been a key aspect of his positive feedback. Clients such as Mike Howe and Tanya Leigh appreciated his quick responses and willingness to answer all their questions. Mysti Davina also praised Peter for his prompt assistance when her initial lender failed to approve her mortgage.

Competitive Rates and Personalized Solutions

Peter's ability to find competitive rates and tailor-made solutions for his clients has been a significant factor in his positive reviews. Michelle Lengkeek noted that the rate Peter secured for her was much lower than what her lender could provide, even during a time of historically low rates. Ryan Bohlken also appreciated the great deal Peter managed to secure for him and his family.

Recommendations and Repeat Business

Many clients have expressed their intent to return to Peter for future mortgage needs and recommend him to others. For instance, Carrie Dawn Schultz mentioned that she and her family have known Peter for 20 years and would recommend him to anyone. Similarly, Tom Houghton, Mike Howe, and Tanya Leigh have all stated that they would recommend Peter to others.

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