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Your Trusted Canadian Insurance Partner
RBC Insurance has been a trusted provider of comprehensive insurance solutions for individuals, families, and businesses across Canada. With over 20+ insurance products tailored to life's major milestones, we combine personalized service with industry-leading expertise to protect what matters most. Our network of advisors prioritizes client needs through free expert advice, innovative coverage options, and streamlined claims processes. Backed by 4.8 million insured clients and partnerships with organizations like Ronald McDonald House Charities, we emphasize community impact while maintaining rigorous compliance with regulatory standards. Our commitment to transparency is demonstrated through detailed consumer disclosures, unclaimed property policies, and tax compliance initiatives. 
Services
Term Life Insurance
Home Insurance
Auto Insurance
Travel Insurance
Critical Illness Insurance
Disability Insurance
Guaranteed Acceptance Life
Universal Life Insurance
Visitor Insurance
Condo Insurance
Highlights and features
- 20+ insurance products tailored to life's milestones
- 4.8 million insured clients nationwide
- Free expert advice with no commitments
- Community-focused with charitable partnerships
- Streamlined online claims process available 24/7
What people say
24/7 claims support
Bundled policy discounts
Expert advisors
Streamlined online tools
Comprehensive coverage
Services
Term Life Insurance
Affordable protection for temporary needs with coverage from $50,000 to $25 million. Policies offer flexible terms (10-40 years) and conversion options to permanent insurance. Ideal for mortgage protection, income replacement, or family financial security during working years.
Home Insurance
Comprehensive coverage for homeowners, condo owners, and renters. Includes protection against water damage, theft, and liability claims. Available with optional security system discounts and bundled savings when combined with auto insurance policies.
Auto Insurance
Mandatory liability and optional comprehensive coverage for personal vehicles. Available with accident forgiveness, roadside assistance, and multi-policy discounts. Excludes government-run provinces (Manitoba, Saskatchewan, BC).
Travel Insurance
24/7 emergency medical coverage and trip interruption protection for domestic and international travel. Includes baggage loss coverage and medical evacuation assistance. Offers specialized plans for seniors, frequent travelers, and visitors to Canada.
Critical Illness Insurance
Lump-sum benefits for 30+ qualifying conditions including cancer, heart attack, and stroke. Provides financial support for treatment costs and recovery expenses. Includes telemedicine consultation services and mental health support programs.
Questions
What insurance products does RBC Insurance offer?
We provide life, home, auto, travel, critical illness, disability, and visitor insurance with specialized options for different life stages and needs.
Can I get insurance quotes online?
Yes, we offer instant online quotes for most insurance products through our website's quote calculator tools.
Are there discounts for combined policies?
Yes, bundling home and auto insurance can save up to 15% on combined premiums.
How do I file a claim?
Submit claims online through our portal or contact our 24/7 claims line at 1-800-769-2568 for assistance.
Is coverage available in all Canadian provinces?
Auto insurance isn't available in Manitoba, Saskatchewan, or BC due to government-run systems, but other products are available nationwide.
What payment options exist?
We accept online payments through RBC banking, credit cards, and traditional payment methods for policy premiums.
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