Business Details
11 Years
experience
Expert Tax & Accounting Solutions in Cambridge
Stephen Baines CPA is a dedicated accounting and tax advisory firm committed to delivering personalized financial solutions for individuals and businesses. With over a decade of public accounting experience, we specialize in crafting tailored strategies to minimize tax liabilities, optimize financial planning, and ensure compliance with evolving regulations. Our expertise spans corporate and personal tax planning, estate structuring, and audit representation, supported by a deep understanding of Canadian taxation frameworks.We prioritize client collaboration, offering transparent communication and actionable insights to help clients achieve long-term financial stability. Our team combines technical proficiency with a client-centric approach, ensuring every plan aligns with individual goals while mitigating risks. As active community contributors, we bring integrity and accountability to every advisory relationship, fostering trust through consistent, results-driven service.
Services
Tax Planning
Tax Compliance
Bookkeeping & Accounting
Financial Planning
Tax Audit Assistance
Estate Planning
Corporate Tax Planning
HST Tracking
Payroll Filings
Investment Tracking
Details
- Year established: 2015
Highlights and features
- Over 10 years of public accounting experience in tax and financial planning
- Tailored strategies to meet specific client objectives and compliance needs
- Specialized expertise in Canadian taxation, estate planning, and CRA disputes
- Proven track record in resolving complex tax audits and compliance challenges
- Active community involvement demonstrating accountability and client trust
Associations and certifications
- CPA Canada
- Chartered Professional Accountants (CPA)
Services
Tax Planning
We develop customized tax minimization strategies for individuals and businesses, focusing on long-term savings and compliance. Our expertise includes corporate restructuring, executive compensation planning, and disability tax credits. Clients benefit from proactive advice to optimize financial outcomes while adhering to Canadian tax regulations.
Tax Audit Assistance
Our team guides clients through CRA audits with clear communication and documentation strategies. We specialize in resolving disputes, voluntary disclosures, and tax relief applications. This service ensures minimal disruption while protecting client interests during complex audit processes.
Financial Planning
We create comprehensive financial plans covering retirement, education savings, and cash flow projections. Services include RDSP, RRSP, and TFSA optimization tailored to individual goals. Our approach emphasizes risk mitigation and wealth preservation across all client life stages.
Bookkeeping & Accounting
We manage accurate bookkeeping, HST filings, payroll compliance, and general ledger maintenance for businesses. This service ensures real-time financial visibility through organized records, supporting informed decision-making and seamless year-end reporting.
Estate Planning
Our estate planning services reduce tax burdens and administrative costs through trusts, wills, and succession strategies. We specialize in Henson Trusts and intergenerational wealth transfer, ensuring client legacies are preserved efficiently and equitably.
People
Stephen Baines
CPA, Founder
Stephen Baines is a Chartered Professional Accountant with over 10 years of experience in public accounting and tax advisory. He founded his practice in 2015 after roles at national and regional firms, specializing in Canadian tax law, estate planning, and corporate compliance. Stephen holds a Business Administration degree from Wilfrid Laurier University and volunteers as Treasurer for the Halton Down Syndrome Association.
Questions
What tax services do you specialize in?
We specialize in personal and corporate tax planning, compliance, audit representation, and Canadian tax dispute resolution. Our expertise includes estate planning, HST filings, and retirement savings strategies tailored to client needs.
How can you help minimize my tax liabilities?
We analyze your financial situation to identify legal tax-saving opportunities through strategic planning, deductions, and credits. Our approach includes entity structuring, income splitting, and leveraging available government incentives for optimal results.
Do you assist with CRA audit disputes?
Yes, we provide full support during CRA audits, including documentation preparation, representation, and voluntary disclosure submissions. Our goal is to resolve disputes efficiently while protecting your interests throughout the process.
What financial planning services are available?
We offer retirement planning, education savings (RESPs), disability savings plans (RDSPs), and cash flow projections. Each plan is customized to align with your long-term financial goals and risk tolerance.
How do I schedule a consultation?
Visit our website to book an appointment online or call us at 905-580-9157 during business hours. We offer in-person, phone, or virtual meetings to accommodate your preferences.
