Business Details
18 Years
experience
Your Trusted Partner for Comprehensive Financial Planning
ShortFinancial was founded in 2008 by partners Larry, Kimberley, and Curtis, who bring decades of combined experience in financial planning and wealth management. Our team is licensed and accredited to provide expert advice on investments, insurance, tax, and estate planning, prioritizing tailored solutions that align with clients' unique goals. We operate as a fiduciary, ensuring our clients' interests are always our primary focus. Our commitment to enhancing financial literacy empowers clients to make informed decisions, while our holistic approach filters out market noise to create actionable, long-term strategies.With offices in St. John's and Toronto, we serve clients across Canada, offering personalized service and transparent communication. Our partnership with iA Private Wealth provides institutional backing while maintaining our independence to act in clients' best interests. We pride ourselves on answering calls during office hours, eliminating voicemail frustrations, and building lifelong relationships based on trust and results-driven counsel.
Services
Investment Planning
Insurance Advisory
Tax Planning
Estate Planning
Retirement Strategies
Portfolio Management
Financial Literacy Coaching
Business Succession Planning
Wealth Preservation
Client Education
Details
- Year established: 2008
Highlights and features
- We have over 35 years of combined experience in financial planning and wealth management.
- Our tailored wealth management solutions prioritize your unique financial goals and life stages.
- We operate as a fiduciary, legally obligated to act in your best financial interest.
- Our coaching enhances financial literacy, simplifying complex concepts into actionable plans.
- We provide no-hourly-fee financial roadmaps as part of our standard service offering.
Associations and certifications
- Canadian Investor Protection Fund
- Canadian Investment Regulatory Organization
Services
Investment Planning
We create customized investment strategies aligned with your financial goals and risk tolerance. Our approach focuses on three-year horizons to balance market volatility with actionable progress. Clients receive regular portfolio reviews and adjustments to ensure alignment with evolving objectives.
Estate Planning
Our estate planning services ensure your assets are distributed according to your wishes while minimizing tax burdens. We coordinate wills, trusts, and beneficiary designations to create comprehensive legacy plans tailored to your family's needs.
Financial Literacy Coaching
We provide personalized financial education to help clients understand complex concepts. Our coaching covers budgeting, investment principles, and wealth-building strategies through practical, jargon-free guidance and resources.
Retirement Strategies
We develop retirement plans that consider income needs, tax efficiency, and lifestyle goals. Our strategies include pension optimization, withdrawal planning, and risk management to ensure financial security throughout retirement years.
Business Succession Planning
We help business owners create succession plans that ensure smooth transitions while preserving company value. Services include ownership transfer strategies, tax-efficient exit plans, and leadership development frameworks for sustainable business continuity.
People
Larry Short
Senior Portfolio Manager
With 35 years of experience, Larry is a founding partner who focuses on three-year investment horizons to create actionable financial strategies for client families in St. John's and Toronto.
Kimberley Short
Senior Portfolio Manager
Kimberley combines her CFP and TEP designations to deliver tailored financial plans, specializing in enhancing clients' financial literacy through personalized coaching and retirement strategies.
Curtis Porter
Senior Portfolio Manager
Curtis brings his CIM expertise to help clients achieve financial goals through comprehensive planning, focusing on retirement strategies and wealth preservation techniques for long-term stability.
Amanda Bishop
Investment Advisor
Amanda provides securities research and transaction support, leveraging her CIM designation to assist portfolio managers in implementing model portfolios and addressing client investment queries.
Shannon Parsons
Client Service Associate
Shannon supports account transactions and financial planning tools implementation, bringing technical expertise to retirement income strategies while managing office operations and community outreach initiatives.
Questions
What financial services does ShortFinancial offer?
We provide investment planning, estate strategies, tax optimization, insurance advisory, retirement planning, and financial literacy coaching tailored to individual client needs.
How does ShortFinancial differ from other financial advisors?
As fiduciaries, we prioritize your interests above all else. Our holistic approach combines personalized portfolio management with actionable financial education to build long-term wealth.
Can ShortFinancial help with estate planning?
Yes, we specialize in creating comprehensive estate plans that ensure your assets are distributed according to your wishes while minimizing tax implications for beneficiaries.
Do you work with clients outside Newfoundland and Labrador?
While our main office is in St. John's, we serve clients across Canada through virtual consultations and our Toronto office location.
How are investment decisions made for client portfolios?
We build customized portfolios based on your financial goals, risk tolerance, and time horizon, focusing on what can realistically change within three-year periods.
What happens during the initial consultation?
We conduct a comprehensive financial assessment to understand your current situation, goals, and concerns before developing your personalized action plan.
