Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Biggar
Biggar & District Credit Union has been serving its community since 1949, rooted in the principles of cooperation, accountability, and community impact. We prioritize member relationships through personalized service, offering a full range of financial products including chequing and savings accounts, credit cards, loans, and mortgages. Our local expertise and commitment to innovation ensure members receive tailored solutions that meet their unique needs. With three branches and over 4,000 members, we balance financial strength with a dedication to improving the communities we serve. Our team of professionals brings decades of experience in financial services, emphasizing transparency, ethical practices, and member education.We actively support local initiatives and maintain a strong focus on financial literacy, particularly for youth. Our governance structure ensures accountability to members, who are integral to our cooperative model. Through digital banking advancements and traditional in-person services, we provide accessible, reliable financial support. Our history of community reinvestment and member-driven decision-making distinguishes us as a trusted financial partner.
Services
Chequing Accounts
Savings Accounts
Credit Cards
Mortgages
Personal Loans
Lines of Credit
RRSP Loans
Youth Accounts
Digital Banking
Payroll Services
Details
- Year established: 1949
Highlights and features
- We offer locally tailored financial solutions with over 75 years of community banking experience.
- Our member-owned cooperative model prioritizes your financial success over profits.
- We provide 24/7 card protection services for immediate fraud response.
- Our team includes certified agricultural and commercial lending specialists.
- We invest in community development through partnerships and local initiatives.
What people say
Exceptional local service
Community-focused approach
Knowledgeable staff
Competitive rates
Youth programs
Services
Chequing Accounts
We offer tiered chequing accounts with flexible transaction limits and monthly fees ranging from $1 to $12. Our options include basic, standard, and premium packages with features like unlimited transactions, Interac e-Transfers, and digital banking access. Designed for individuals and businesses seeking cost-effective daily banking solutions.
Mortgages
Our mortgage services include conventional, CMHC, and Sagen-insured options with competitive rates and flexible prepayment terms. Local experts provide personalized guidance through the homebuying process, including down payment assistance programs and mortgage protection insurance for life, disability, and critical illness coverage.
Credit Cards
We provide rewards, cashback, and low-interest credit cards including the Centra Gold Mastercard and Cash Back Visa. Features include 24/7 fraud protection, mobile wallet integration, and Flex Rewards programs offering points on purchases with no annual fee options available for responsible credit users.
Personal Loans
Our personal lending solutions include fixed-term loans, lines of credit, and quick loan options with no prepayment penalties. We offer competitive rates for debt consolidation, major purchases, or emergency expenses, with optional life and disability insurance to protect repayment obligations during unforeseen circumstances.
Digital Banking
Our digital platform enables 24/7 account management through mobile apps, online banking, and e-statements. Features include bill payments, cheque deposits via smartphone, Interac transfers, and real-time fraud alerts. Designed to complement in-branch services while maintaining security and user-friendly accessibility for modern banking needs.
People
Bryce Kramer
Chief Executive Officer
Bryce has dedicated his career to the credit union system, progressing from lending roles to CEO in 2023. He emphasizes financial literacy and cooperative principles while leading strategic growth initiatives.
Jocelyn Poletz
VP of Credit Services
With 12 years of agricultural lending experience, Jocelyn oversees consumer and commercial lending. She combines farm management expertise with financial services to support local businesses and families.
Pamela Eaton
VP Deposit and Investment Services
Pamela leads deposit and investment strategies with a focus on member financial goals. Her team manages savings solutions and investment products tailored to individual wealth-building needs.
Ian Hawkins
VP of Support Services
Ian oversees technology, HR, and finance operations. His background in agriculture and credit union systems informs infrastructure decisions that balance innovation with community values.
Peggy Lake
Member Account Manager
Peggy provides personalized banking support with over 20 years of local financial services experience. She specializes in connecting members with appropriate savings and lending products.
Questions
What types of accounts does Biggar and District Credit Union offer?
We provide chequing, savings, youth, USD, and RRSP accounts with tiered options to suit different transaction needs and financial goals.
Can non-members apply for loans?
Membership is required to access our financial products. Joining is straightforward through our website or branch locations.
What mortgage options are available?
We offer conventional mortgages (20%+ down) and insured options (5% down) through CMHC and Sagen, with flexible prepayment terms.
How do I report a lost credit card?
Call our 24/7 card protection service at 1-855-341-4643 (Collabria) or 1-888-277-1043 (Member Card) immediately to report lost or stolen cards.
Are there digital banking options?
Yes, we offer mobile banking apps, online bill payments, e-statements, and remote cheque deposit through our digital platform.
What community initiatives do you support?
We fund local projects through our Community Investment Fund and partner with organizations to promote financial literacy and youth development.
