Business Details
20 Years
experience
Trusted Mortgage Brokers in Laval, QC
Dominion Lending Centres has been a trusted name in Canadian mortgage brokerage since January 2006. Our team of licensed professionals works exclusively for clients, not lenders, to secure the best rates and products from over 230 financial institutions nationwide. With expertise in first-time homebuyer programs, self-employed financing, and credit-repair solutions, we prioritize personalized service tailored to individual needs. Recognized as Mortgage Brokerage of the Year and ranked among Canada's fastest-growing companies, our commitment to excellence is reflected in our national reputation and client-centric approach. We specialize in mortgage renewals, equity financing, investment property loans, and vacation home financing, ensuring comprehensive solutions for diverse financial situations.Our professionals are available evenings, weekends, and through home visits to accommodate client schedules. By leveraging industry awards and partnerships with major banks, credit unions, and trust companies, we provide unbiased advice that empowers informed decision-making. Our track record of innovation includes developing programs specifically for self-employed individuals, transforming what was once a challenging process into a streamlined experience. With a focus on long-term client relationships rather than transactional interactions, we continue to redefine mortgage brokerage standards across Canada.
Services
Mortgage Renewal
Home Equity Loans
Self-Employed Mortgages
Fixed Rate Mortgages
Variable Rate Mortgages
Investment Property Loans
Vacation Home Financing
Credit Repair Mortgages
Mortgage Life Insurance
Refinancing Solutions
Details
- Year established: 2006
Highlights and features
- We offer access to over 230 lending institutions across Canada
- Our team includes nationally ranked mortgage professionals
- We provide specialized mortgage solutions for self-employed individuals
- We maintain partnerships with Canada's largest banks and credit unions
- Our mortgage professionals work exclusively for clients, not lenders
Services
Mortgage Renewal
Our mortgage renewal service helps homeowners secure better rates when their current term expires. We analyze market conditions and negotiate with multiple lenders to find optimal renewal options. This service ensures clients avoid automatic renewal at standard lender rates, potentially saving thousands over the mortgage term.
Home Equity Loans
We facilitate home equity loans that allow homeowners to access funds for debt consolidation, home improvements, or investments. Our professionals assess equity positions and connect clients with lenders offering competitive rates. This service provides flexible terms while maintaining the security of existing home equity.
Self-Employed Mortgages
Specialized mortgage solutions for self-employed individuals address unique income verification challenges. We work with lenders offering alternative documentation requirements and flexible approval criteria. This service enables entrepreneurs to secure financing while maintaining business growth opportunities.
Fixed Rate Mortgages
Our fixed-rate mortgage options provide payment stability with rates locked for terms between 6 months and 10 years. We compare offerings from multiple lenders to find the most competitive rates. This service suits clients seeking predictable monthly payments regardless of market fluctuations.
Variable Rate Mortgages
Variable rate mortgage options offer potential savings when interest rates decline. We explain risk/reward scenarios and help clients choose appropriate terms. This service provides flexibility for those comfortable with payment adjustments tied to market conditions.
People
Hana Bitare
Mortgage Broker
Hana Bitare is a licensed mortgage broker serving Laval and surrounding areas. With access to multiple lending institutions, she specializes in finding tailored mortgage solutions for first-time buyers, self-employed individuals, and renewal clients.
Questions
What mortgage options are available for self-employed individuals?
We offer specialized mortgage programs requiring alternative income verification methods, including bank statement analysis and business cash flow assessments. These options accommodate variable income patterns while maintaining competitive rates.
How can mortgage renewal save money?
Our renewal process compares rates from multiple lenders to beat standard renewal offers. By actively shopping your renewal, we typically secure lower rates that reduce long-term interest costs.
What are the benefits of using a mortgage broker?
Brokers access multiple lenders and products unavailable through single institutions. We negotiate on your behalf, provide market insights, and handle application processes while maintaining fee transparency.
Can I refinance my mortgage for home improvements?
Yes, we offer equity-based refinancing options specifically for home renovations. These programs provide funds for improvements while potentially lowering overall interest rates through consolidated debt.
How do fixed and variable rate mortgages differ?
Fixed rates lock in payments for the term, while variable rates fluctuate with market conditions. We explain risk factors and current rate differentials to help determine which option better suits your financial profile.