Business Details
Your Trusted Financial Planning Partner in London
Legacy Wealth Management is dedicated to empowering clients to achieve their financial aspirations through expert guidance and personalized solutions. Our team specializes in comprehensive financial planning, retirement strategies, estate planning, investment tax optimization, portfolio analysis, and insurance evaluation. With a focus on individual client needs, we tailor our services to align with specific objectives, ensuring clarity and confidence in every financial decision. Our Certified Financial Planner brings decades of experience in wealth management, risk reduction, and tax efficiency, prioritizing client trust and long-term financial security.We serve individuals, families, and businesses in London, Ontario, committed to delivering unbiased advice and actionable strategies that adapt to evolving life circumstances. By combining professional expertise with a client-centric approach, we help navigate financial complexities while safeguarding assets for future generations.
Services
Financial Planning
Retirement Planning
Estate Planning
Tax Planning
Portfolio Analysis
Insurance Analysis
Highlights and features
- We offer 20+ years of experience in personalized financial planning.
- Our team provides unbiased, research-driven investment advice.
- We specialize in comprehensive retirement and estate planning strategies.
- Our tax optimization methods maximize financial efficiency for clients.
- We prioritize client trust through transparent communication and tailored solutions.
Associations and certifications
- Certified Financial Planner (CFP)
Services
Financial Planning
Our financial planning service creates customized roadmaps to achieve your long-term goals. We analyze assets, liabilities, tax situations, and personal objectives to develop actionable strategies. By addressing estate planning, education funds, and retirement needs, we ensure comprehensive wealth management aligned with your risk tolerance and life stage.
Retirement Planning
We design retirement plans that maximize income security while minimizing tax burdens. Our approach includes RRSP/TFSA optimization, income projections, and diversified investment strategies. By emphasizing early planning and regular contributions, we help clients build sustainable retirement portfolios that withstand market fluctuations and inflationary pressures.
Estate Planning
Our estate planning service minimizes probate costs and ensures smooth asset transfer to heirs. We implement wills, trusts, and power of attorney documents to protect your legacy. By addressing deemed disposition taxes and incapacity planning, we create strategies that preserve wealth for future generations while respecting your wishes.
Tax Planning
We optimize tax outcomes through strategic investment placement and timing of income/capital gains. Our analysis identifies tax-deferred growth opportunities and deductible expenses. By integrating tax planning with retirement and estate strategies, we help clients retain more of their hard-earned wealth across multiple financial life stages.
Portfolio Analysis
This service evaluates your current investment mix to ensure alignment with financial goals and risk tolerance. We assess asset allocation across equities, fixed income, and cash equivalents. Our recommendations focus on diversification, cost efficiency, and long-term growth potential while managing short-term market volatility risks.
People
Brian Smith
Certified Financial Planner
Brian Smith, CFP, brings over 20 years of experience in financial planning, specializing in retirement strategies and tax optimization. He focuses on creating personalized wealth management solutions for individuals and businesses in London, Ontario.
Lynette Hatt
Office Administrator
Lynette Hatt manages client services and administrative operations at Legacy Wealth Management. She ensures smooth client communication, appointment scheduling, and document management, supporting the practice's commitment to exceptional service delivery.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement, estate, tax optimization, portfolio analysis, and insurance evaluation tailored to individual client needs.
How does your insurance analysis work?
Our insurance analysis assesses coverage gaps, quantifies risk exposure, and recommends appropriate protection strategies for life, disability, and critical illness scenarios.
Do you specialize in retirement planning?
Yes, we specialize in retirement planning including RRSP/TFSA optimization, income projections, and sustainable withdrawal strategies for long-term financial security.
What estate planning tools do you use?
We implement wills, trusts, power of attorney documents, and tax-efficient asset transfer strategies to protect your legacy and minimize probate costs.
How often should I update my financial plan?
We recommend annual reviews or whenever significant life changes occur, such as marriage, career changes, or inheritance events.
What investment approach do you use?
We employ diversified portfolio strategies based on individual risk tolerance, time horizon, and financial goals, balancing growth and income-generating assets.
