Business Details
50+ Years
experience
Your Trusted Local Credit Union for Financial Solutions
Since 1950, StellerVista Credit Union has been dedicated to empowering our communities through personalized financial solutions. As a locally-rooted institution, we prioritize understanding the unique needs of the Kootenay/Boundary region, offering tailored banking, lending, and investment services that align with our members' lifestyles. Our commitment extends beyond financial transactions, actively contributing to community development through volunteerism, grants, and sustainable initiatives. With 100% deposit protection and a focus on local decision-making, we ensure members receive both security and flexibility. Our innovative products, including Community Bonds with competitive rates and patronage rewards, reflect our dedication to shared prosperity. Through strategic partnerships and a forward-thinking approach, we deliver comprehensive financial planning and insurance services.Our team of experienced professionals combines regional expertise with national standards, ensuring members benefit from both local insight and industry excellence. Transparency, ethical practices, and member ownership form the foundation of our operations, with profits reinvested into communities through dividends and community projects. We continuously adapt to technological advancements, offering 24/7 digital banking while maintaining the personal touch of in-branch service. Recognized for our community impact and member-centric approach, we remain steadfast in our mission to make the regions we serve better places to live and grow.
Services
Chequing Accounts
Savings Accounts
Credit Cards
Loans
Mortgages
Business Banking
Online Banking
Mobile Banking
Investment Solutions
Insurance Services
Details
- Year established: 1950
Highlights and features
- We provide 100% local approvals for personalized financial solutions.
- Our Community Bond offers competitive rates with special redemption features.
- We share profits with members through patronage rewards and dividends.
- 100% deposit protection through Credit Union Deposit Insurance Corporation of BC.
- 24/7 digital banking combined with in-person service at local branches.
Associations and certifications
- CUIDC
Services
Mortgages
StellerVista offers flexible mortgage solutions including fixed/variable rates, construction financing, and cash-back options. Our local experts provide personalized guidance for first-time buyers, recreational properties, and land purchases. Competitive rates start at 5.04% for 5-year terms with CMHC insurance.
Business Banking
Tailored financial solutions for local businesses including commercial lending, business credit cards, and savings programs. Our services support growth through local decision-making, with features like 100% deposit protection and patronage rewards for business members.
Community Bonds
Secure investment options with competitive rates and flexible terms (12-60 months). Features include cashable options after 90 days, health/job interruption protection, and tiered pricing based on investment amount starting at $500.
Online Banking
24/7 access to account management, bill payments, e-Transfers, and real-time alerts. Integrated security features include two-step verification and customizable transaction notifications for enhanced fraud protection across all personal and business accounts.
Credit Cards
Diverse credit card options including cash-back rewards, travel benefits, and low-interest rate plans. Current promotions feature fee waivers, bonus points, and 0% balance transfer offers for eligible applicants across personal and business card portfolios.
Questions
What makes StellerVista different from major banks?
We're locally owned and operated, with 100% of lending decisions made locally to better serve our community's unique needs.
Are my deposits protected at StellerVista?
Yes, all deposits are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUIDC).
What mortgage options do you offer?
We provide fixed/variable rates, construction mortgages, cash-back options, and specialized programs for first-time buyers and recreational properties.
Do you offer business banking services?
Yes, we offer commercial lending, business accounts, and tailored financial solutions with local decision-making authority.
How can I access banking services outside branch hours?
Our 24/7 digital banking platform allows account management, bill payments, and transfers anytime through mobile or online banking.
What is the Community Bond program?
Our Community Bond offers competitive interest rates with flexible terms and special redemption features for emergency situations.
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