Empowering Your Financial Freedom, One Relationship at a Time.
A Local Team Dedicated to Your Financial Success
Black's Financial Services has been proudly serving the St. Marys community since 1975. We are a team of experienced and dedicated professionals committed to helping you achieve your financial goals and navigate life's financial challenges.
Our Expertise
We offer a comprehensive range of services to meet your diverse financial needs, including:
Mortgage Services
- Competitive mortgage rates and flexible repayment options
- Personalized guidance through the home-buying process
- Expertise in various mortgage types, including conventional, FHA, and VA loans
Investment & Insurance Solutions
- Tailored investment plans to meet your individual goals and risk tolerance
- Access to a diverse portfolio of mutual funds and segregated fund policies
- Coverage for various life events through life insurance policies
Dedicated Professionals
Our experienced team includes:
- Rick Coward: Business Owner and Insurance/Investment Representative
- Tony Ferreira: Insurance/Investment Representative
- Pat Coward: Office Manager
- Darren Bailey: Freedom 55 Financial Advisor
Our Commitment
We believe in building lasting relationships with our clients through open communication and personalized service. We are committed to:
- Understanding your unique financial goals and aspirations
- Providing clear and concise explanations of your options
- Working collaboratively to implement solutions that meet your needs
- Regularly reviewing and adjusting your plans to ensure they continue to meet your changing life circumstances
Contact Us Today
We are confident that Black's Financial Services can be your trusted partner in achieving financial success. Contact us today to schedule a consultation and discover how we can help you reach your financial goals.

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