Business Details
50+ Years
experience
Your Trusted Financial Partner in Unity, SK
Founded in 1941, Unity Credit Union has grown from a small community institution with 54 members to the 13th largest credit union in Saskatchewan, serving over 4,500 members. As a financial co-operative, we prioritize member ownership and stakeholder engagement, ensuring our services align with the needs of Unity and surrounding communities. Our experienced Board of Directors and dedicated team work collaboratively to deliver high-quality financial solutions, including personalized banking, investment opportunities, and insurance services. With a commitment to innovation, we introduced digital banking tools like mobile apps and e-transfers while maintaining local decision-making and community-focused initiatives.Recognized for excellence through awards like the IPSOS Best Banking Award, we emphasize transparency, ethical practices, and financial security, including full deposit guarantees. Our Member Rewards program and community involvement, such as sponsorships and volunteer activities, reflect our dedication to building stronger, more prosperous communities. Through decades of growth and change, our core mission remains unchanged: to partner with members to achieve financial success and enhance community well-being.
Services
Personal Bank Accounts
Credit Cards
Loans
Mortgages
Financial Planning
Details
- Year established: 1941
Highlights and features
- Local decision-making ensures tailored financial solutions
- Member rewards program shares profits with account holders
- Comprehensive financial planning services from CFP professionals
- Active community involvement through sponsorships and donations
- Fully guaranteed deposits for complete financial security
Associations and certifications
- Credit Union Deposit Guarantee Corporation
What people say
Member-focused approach
Community involvement
Personalized service
Financial expertise
Local decision-making
Services
Personal Bank Accounts
We offer diverse chequing and savings accounts tailored to different life stages and financial needs. Our options include no-fee heritage accounts for seniors, youth growth accounts with interest benefits, and US dollar accounts for cross-border transactions. All accounts provide free e-statements, unlimited online banking, and overdraft protection availability while maintaining full deposit guarantees through the Credit Union Deposit Guarantee Corporation.
Mortgage Services
Our mortgage solutions include conventional, CMHC, and All-in-One mortgages with flexible terms and competitive rates. We offer local approvals, guaranteed rate protection for 60 days, and up to 10% annual prepayment options. Our team provides personalized support throughout the mortgage process, including mortgage protection insurance and payment skip options to accommodate life's unexpected changes.
Financial Planning
Certified Financial Planner professionals deliver comprehensive strategies for education, retirement, tax, and estate planning. We offer free consultations to develop customized investment plans, risk management solutions, and retirement strategies. Our services help members achieve financial goals through tailored advice on RRSPs, TFSAs, RESPs, and other investment vehicles while emphasizing long-term wealth creation and security.
Credit Cards
We provide multiple credit card options including cash back, travel rewards, and low-interest rate cards. Features include no annual fees for select cards, enhanced travel insurance benefits, and digital wallet integration. Cardholders enjoy security features like transaction alerts, merchant controls, and the Flex Rewards Program for accumulating points on everyday purchases.
Loans
Our loan products include personal loans, quick loans, RRSP loans, and lines of credit with flexible repayment terms. We offer competitive interest rates, prepayment options without penalties, and relationship pricing benefits. Loan decisions are made locally with consideration for individual circumstances, and members may qualify for cash rebates through our Member Rewards program.
People
Gerald Hauta
CEO
Gerald Hauta leads Unity Credit Union's strategic direction while emphasizing community engagement and financial innovation. With decades of experience in credit union operations, he oversees growth initiatives and maintains our commitment to member-centric services. His leadership focuses on digital transformation and sustainable community development.
Questions
What makes Unity Credit Union different from traditional banks?
As a member-owned co-operative, we prioritize community needs over profits. Members are owners with voting rights, and our local Board of Directors ensures decisions benefit the community. Profits are shared through member rewards and community initiatives.
How secure are my deposits with Unity Credit Union?
All deposits are fully guaranteed by the Credit Union Deposit Guarantee Corporation with no coverage limits. We implement advanced security measures including encrypted transactions, fraud monitoring, and secure digital banking platforms to protect member accounts.
Can I access financial planning services?
Yes, we offer free consultations with Certified Financial Planner professionals. Services include retirement planning, investment strategies, tax optimization, and estate planning. Our advisors create personalized roadmaps to help members achieve financial goals at every life stage.
What digital banking options are available?
We provide online banking, mobile apps for iOS and Android, Interac e-Transfer, and digital wallet integration. Features include bill payments, account management, deposit anywhere, and real-time transaction alerts for enhanced financial control.
How does the Member Rewards program work?
Our profit-sharing program returns value to members through cash rebates, discounted loan rates, and deposit rate incentives. Rewards are distributed based on member relationships and account activity, reflecting our co-operative ownership model.
What community initiatives does Unity Credit Union support?
We actively sponsor local events, donate to community projects, and participate in volunteer activities. Recent initiatives include supporting the Unity community pool project and various local charities, demonstrating our commitment to regional development.
