Cyca Financial Service

At Cyca Financial Services, we are dedicated to understanding our clients' unique circumstances and financial goals. We serve a diverse range of clients, from young professionals starting their careers to those nearing retirement. Our mission is to work with you to grow and manage your wealth, building a financial future that aligns with your needs and aspirations.

We believe in fostering strong, long-term relationships with our clients, delivering personalized service, and upholding the highest standards of professionalism. Our team is committed to being responsive, updated on industry trends, and proactive in providing advice and solutions tailored to your evolving needs.

Dennis Cyca, CFP, CLU, CHFC, is the Insurance & Financial Advisor and founder of Cyca Financial Services Inc. With over 40 years of experience in the insurance and financial services industry, Dennis holds the Certified Financial Planner, Chartered Life Underwriter, and Chartered Financial Consultant designations. His expertise and commitment to ongoing professional development enable him to provide clients with the most accurate direction for their financial future.

Leah D Grundberg is a Financial Planning expert dedicated to creating lifestyle-focused financial plans. Leah works closely with clients to develop strategies that ensure financial security and success.

Our Services

At Cyca Financial Services, we offer a comprehensive suite of financial and insurance services, including:

*Life Insurance: We provide various life insurance options to protect your loved ones and ensure their financial security in the event of your passing.

*Disability Insurance: Our disability insurance coverage ensures that you and your family maintain a consistent income in the event of a disability, protecting your financial stability during challenging times.

*Critical Illness Insurance: A critical illness can have a significant impact on your financial situation. Our critical illness insurance provides a lump-sum payment to help cover costs and maintain financial security.

*Group Benefit Packages: We offer custom group benefit packages for businesses, providing employees with comprehensive health, dental, and insurance coverage.

*Travel Insurance: Our travel insurance coverage provides peace of mind, protecting you from unexpected medical expenses while traveling.

*Segregated Funds, Guaranteed Investment Funds, and Guaranteed Interest Contracts: We provide a variety of investment options, allowing you to grow your wealth and plan for your financial future.

*Term Deposits (Cashable GIC's), Annuities, and Asset Allocation Funds: Our diverse range of investment products caters to various risk tolerances and financial goals.

*RRSP Loans, Lines of Credit, and ManulifeOne: Our financing solutions help you manage debt effectively and efficiently.

At Cyca Financial Services, we also specialize in the following strategies:

*Estate Conservation and Protection

*Non-Registered Investments

*Registered Retirement Savings Plans (RRSP's)

*RRIF, LIF, LRIF, PRIF

*Registered Education Plans (RESP's)

*Estate Bonds

*Insurance Management for current and future needs

Getting Started is Easy

Every conversation with us is unique, and our initial discussion will help you understand what it's like to collaborate with our team. We'll cover some general information, answer any questions you may have, and provide a sense of how we can help you achieve your financial goals. Don't hesitate to contact us today for clarity on your Insurance & Financial Questions. Let us help you protect what matters most and build the financial future you desire.