Heritage Savings & Credit Union

At FirstOntario, we're more than just a financial institution. We're a credit union that's committed to helping our members achieve their financial goals and dreams. With a rich history and a strong commitment to our community, we've been serving the financial needs of our members for generations. Our mission is to provide exceptional financial services, guidance, and support to help our members thrive.

Our Story

We were founded on the principles of cooperation, mutual aid, and social responsibility. Today, we're a leading credit union in Ontario, serving over 125,000 members and employing over 700 staff. Our story is one of growth, innovation, and a relentless pursuit of excellence. We've remained true to our roots, staying committed to our members and the communities we serve.

Our Services

At FirstOntario, we offer a wide range of financial services designed to meet the unique needs of our members. From personal banking and borrowing to business banking and investments, we've got you covered. Our personal banking services include chequing and savings accounts, credit cards, personal loans, and mortgages. We also offer a range of investment options, including mutual funds, stocks, bonds, and guaranteed investment certificates.

For our business members, we provide a suite of services designed to help them succeed. Our business banking services include chequing and savings accounts, credit cards, lines of credit, and commercial loans. We also offer cash management, condominium services, payment stream merchant services, and foreign exchange payments.

In addition to our banking and investment services, we also offer insurance options through our partnership with FirstOntario Insurance Brokers. Our insurance products include loan and mortgage insurance, travel insurance, home insurance, auto insurance, and business insurance.

Financial Literacy

At FirstOntario, we believe that strong financial literacy is key to making informed decisions about money. That's why we're committed to providing our members with the knowledge and tools they need to manage their finances effectively. We offer a range of financial literacy resources, including online tutorials, workshops, and one-on-one guidance from our experienced advisors.

Our Commitment

At FirstOntario, we're committed to putting our members first. We're dedicated to providing exceptional service, guidance, and support to help our members achieve their financial goals. We're also committed to giving back to our communities, supporting local initiatives and charities that make a positive impact on the lives of our members.

Join the FirstOntario Family

If you're looking for a financial institution that truly cares about your well-being, look no further than FirstOntario. We invite you to join our credit union family and experience the difference for yourself. With our competitive rates, personalized service, and commitment to our members, we're the perfect choice for anyone looking for a more meaningful banking experience.