Purely Mortgages

Welcome to DLC Ideal Mortgage, your trusted mortgage provider in Atlantic Canada. Our company is dedicated to helping individuals and families secure the best possible mortgage rates and terms to suit their unique financial needs. We are an independently owned and operated business, proudly serving clients in Nova Scotia, New Brunswick, Newfoundland and Labrador, and Prince Edward Island. Our team of experienced mortgage brokers is fluent in Korean and Mandarin, making us accessible to an even wider range of clients.

At DLC Ideal Mortgage, we understand that every client's situation is unique. That's why we offer a personalized approach to mortgage financing, working closely with you to understand your financial goals and circumstances. We are not tied to any specific lender, which means we can shop around to find the mortgage product that fits your needs best. Our low rates, starting at just 4.99% for a 5-year fixed mortgage and 6.30% for a 5-year variable mortgage, are among the most competitive in the industry.

Our Team

Our team of mortgage brokers is the backbone of our business. Each member is licensed, experienced, and knowledgeable about the mortgage industry. We are committed to providing the highest level of service to our clients, ensuring that the mortgage process is as smooth and stress-free as possible. We are proud of the relationships we build with our clients and strive to earn their trust and loyalty through our expertise and dedication.

Careers

If you are passionate about the mortgage industry and are looking for a rewarding career, we would love to hear from you. DLC Ideal Mortgage is always looking for talented and motivated individuals to join our team. We offer competitive compensation, comprehensive training, and the opportunity to build a successful career in a dynamic and growing industry.

Educational Videos

At DLC Ideal Mortgage, we believe in the power of education. That's why we offer a range of educational videos on topics such as mortgages for new Canadians, mortgages for the self-employed, and how to qualify for a reverse mortgage. These videos are designed to help our clients make informed decisions about their mortgage options.

Client Testimonials

We are proud of the positive feedback we receive from our clients. Here are just a few of the testimonials we have received:

"Nick, OMG got tears of joy yesterday after getting all the paper works for the house. You are amazing! You made all this things possible for me and my family and Maria. I cannot thank you enough!" - Odessa

"Bob and his team made a dream come true for my family and me. He was able to make what seemed to be impossible a reality. My wife and I will never forget how devoted Bob, Kieth and staff are to their clients." - Steven K

Why Use a Broker?

Using a mortgage broker has many advantages. As independent professionals, we work for you, not the banks. We have access to a wide range of mortgage products from multiple lenders, allowing us to find the best possible rate and terms for your unique situation. We can also help you navigate the often-complex mortgage process, saving you time and reducing your stress.

Services

At DLC Ideal Mortgage, we offer a range of mortgage services to meet the needs of our clients. These include:

• Commercial Mortgages: We can help you secure financing for commercial properties, including office buildings, retail spaces, and industrial facilities.
• First Time Home Buyers: Owning your first home is a big decision, and getting off to a good start can make all the difference. We can help you navigate the process and find the best possible mortgage product for your needs.
• Debt Consolidation Mortgages: Refinancing your mortgage can be a smart way to consolidate debt and reduce your monthly payments. We can help you unlock your home's equity and put it to work for you.
• Mortgage Refinancing: Whether you want to access your home's equity, consolidate debt, or simply lower your interest rate, we can help you refinance your mortgage and achieve your financial goals.
• Mortgage Renewals: Renewal is an ideal time to reassess your financial goals and take advantage of great rates. We can help you negotiate the best possible terms and conditions for your mortgage renewal.
• Credit Improvement: We can help you improve your credit score and increase your chances of getting approved for a mortgage.
• New to Canada Mortgages: If you are new to Canada, we can help you secure the financing you need to buy a home.
• Investment Properties: We can help you secure financing for investment properties, including rental properties and vacation homes.
• Home Equity / Renovations: If you want to renovate your home or access your home's equity, we can help you refinance your mortgage and achieve your goals.

Blog

Our blog is a valuable resource for anyone interested in the mortgage industry. We regularly post articles on topics such as how mortgages work, the difference between renting and owning, and managing your mortgage during a divorce. Our goal is to provide valuable information and insights to our clients and help them make informed decisions about their mortgage options.

Rates

We offer some of the most competitive mortgage rates in the industry, starting at just 4.99% for a 5-year fixed mortgage and 6.30% for a 5-year variable mortgage. We can help you find the best possible rate and terms for your unique situation, saving you money and reducing your stress.

Resources

We offer a range of resources to help our clients make informed decisions about their mortgage options. These include mortgage calculators, a mortgage glossary, and frequent questions. We are committed to providing the information and tools our clients need to make informed decisions about their mortgage options.