Laurie Baird

Passionate about Building Financial Futures

Head Start Mortgages is a leading mortgage brokerage dedicated to empowering Canadians to achieve their homeownership dreams. Led by experienced Mortgage Broker, Tracy Head, we believe in personalized guidance and transparent lending solutions.

Our Mission

Our mission is to guide clients through the complex world of mortgages, offering tailored solutions that align with their unique situations and goals. We prioritize open communication, accessibility, and financial clarity throughout the entire process.

Dedicated Expertise

With over a decade of experience in the mortgage industry, Tracy has guided countless clients towards homeownership. Her expertise encompasses all aspects of mortgage financing, including:

• Home Purchase: Guiding first-time homebuyers through the exciting journey of homeownership.
• Mortgage Refinancing: Securing competitive rates to reduce your monthly payments or access equity.
• Renewals: Ensuring your mortgage seamlessly aligns with your evolving financial situation.
• Investment Properties: Optimizing financing solutions for rental or income-generating properties.

Beyond the Numbers

At Head Start Mortgages, we go beyond just numbers. We take the time to understand your personal aspirations, considering your long-term plans and tailoring recommendations accordingly. This personalized approach ensures you find the most suitable mortgage solution for your unique goals.

Solutions for Every Scenario

We understand that every client's situation is different. Our comprehensive services encompass:

• First Time Home Buyers: Customized guidance to navigate the complexities of securing your first home.
• Self-Employed Borrowers: Specialized programs and solutions to cater to unique income situations.
• Private Lending: Access to private lenders for scenarios where traditional financing isn't feasible.
• Debt Consolidation: Strategies to streamline your debt and achieve financial stability.

Let's Get Started

Contact Head Start Mortgages today and discover the personalized mortgage solutions you deserve. We'll work alongside you, empowering you to take the next step towards realizing your homeownership dreams.