Business Details
Your Trusted Community Credit Union in British Columbia
Greater Vancouver Community Credit Union has been serving members for over 80 years, rooted in the cooperative principles established during the 1930s economic depression. We prioritize personalized service, combining local decision-making with modern digital tools like mobile and online banking. Our offerings include personal and business banking, mortgages, loans, and investment solutions, all underpinned by a commitment to member-centric values. We emphasize financial education, community support, and flexible services such as free Interac e-Transfers and overdraft protection.Our cooperative structure ensures democratic member control, transparency, and reinvestment in community development. With branches across British Columbia, we blend traditional banking security with innovative features like chip-enabled MEMBER CARD Debit Cards and 24/7 ATM access. Our focus on second chances and financial inclusivity makes us a trusted partner for diverse financial needs.
Services
Personal Banking
Mortgages
Loans
Credit Cards
Investments
Online Banking
Mobile Banking
Term Deposits
RRSP Loans
Home Equity Lines
Highlights and features
- We offer locally approved mortgage decisions with flexible terms.
- Our free Interac e-Transfer service simplifies money transfers.
- We provide personalized financial solutions for unique member needs.
- Our cooperative structure ensures democratic member control and reinvestment.
- We prioritize financial education and community development initiatives.
Associations and certifications
- Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)
What people say
Personalized service
Competitive rates
Community focus
24/7 digital access
Flexible mortgage options
Services
Personal Banking
We offer comprehensive personal banking solutions including chequing, savings, and youth accounts. Our services feature free e-Transfers, overdraft protection, and competitive interest rates. Members benefit from 24/7 digital access and in-person branch support across British Columbia.
Mortgages
Our mortgage services include conventional, high-ratio, and specialized loans with flexible terms up to 7 years. Features include pre-approval options, 20% annual prepayment privileges, and readvanceable options. Local decision-making ensures faster approvals for homebuyers and renovators.
Loans
We provide fixed and variable rate loans for various needs, including RRSP loans and overdraft protection. Terms range from 1-5 years with flexible repayment options. No early payout penalties and optional credit insurance support member financial planning.
Investments
Our investment services include term deposits, mutual funds, and registered plans. Members access Qtrade Direct Investing and RRSP loan programs to maximize tax benefits. Competitive rates and professional guidance support long-term financial growth.
Digital Banking
24/7 digital banking features mobile apps, online bill payments, and secure e-Transfers. The MEMBER CARD Debit Card offers chip security and surcharge-free withdrawals. Mobile deposit and text banking enhance convenience for tech-savvy members.
Questions
What mortgage options are available?
We offer conventional, high-ratio CMHC-insured, co-op, and mobile home mortgages with terms 1-7 years and flexible repayment options.
Are there fees for Interac e-Transfers?
Personal chequing accounts receive free unlimited e-Transfers. Savings and business accounts incur a $1.50 fee per transaction.
How can I access 24/7 banking services?
Use our mobile app for deposits, transfers, and bill payments. ATMs provide surcharge-free withdrawals and deposits at EXCHANGE Network locations.
What investment products do you offer?
We provide term deposits, mutual funds, registered plans, and Qtrade Direct Investing access with competitive rates and professional guidance.
Do you offer business banking services?
Yes, including business chequing, savings, US dollar accounts, merchant services, and commercial mortgages tailored to small businesses.
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