OUR TEAM WORK MAKES YOUR DREAM WORK
At Lora Cai Insurance Agency Ltd., we are dedicated to providing exceptional insurance services to our clients in Richmond Hill, Ontario, and surrounding areas. Our mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. With our expertise and commitment to excellence, we strive to be the trusted insurance partner for individuals, families, and businesses in our community.
Our Story
Our agency, located at 9140 Leslie St Suite 101, Richmond Hill, ON L4B 0A9, is conveniently situated at the northwest corner of Leslie St. and West Beaver Creek Rd. We are proud to be an independent insurance agency, offering a wide range of products and services tailored to meet the unique needs of our clients. Our team, led by Lora Cai, is comprised of experienced professionals who share a passion for providing personalized service and guidance to help our clients make informed decisions about their insurance needs.
Our Services
We offers a comprehensive suite of insurance products and services, including:
- Auto Insurance: Protect yourself and your vehicle with our auto insurance policies, designed to provide you with the coverage you need at a price you can afford.
- Business Insurance: As a business owner, you have a lot to protect. Our business insurance policies can help you safeguard your assets, employees, and reputation.
- Home & Property Insurance: Whether you own a home, condo, or rent an apartment, our home and property insurance policies can provide you with the protection you need to enjoy your living space with confidence.
- Life Insurance: We offer a variety of life insurance policies, including term life, whole life, and universal life, to help you provide for your loved ones and achieve your long-term financial goals.
- Living Benefits: Our living benefits policies can provide you with financial protection and peace of mind in the event of a serious illness or injury.
- Vehicle Loans: We can help you find the right financing options for your vehicle purchases.
Technology and Innovation
In addition to our traditional insurance services, we are proud to offer innovative technologies to make it easier for our clients to manage their insurance needs. Our mobile app, powered by Desjardins Insurance, allows you to file a claim, manage your insurance, and access unique prevention tools like Radar and Ajusto, all from the convenience of your smartphone or Apple Watch.
Our Commitment to Excellence
At Lora Cai Insurance Agency Ltd., we are committed to providing exceptional service and expertise to our clients. Our team is dedicated to staying up-to-date on the latest insurance products and trends, ensuring that our clients receive the best possible guidance and advice. We are proud to be recognized for our achievements, including Lifetime President's Club Qualifier, Legion of Honor Qualifier, Bronze Tablet Qualifier, Ambassadors for Life Qualifier, National Convention Qualifier, Life Honor Club Qualifier, and Million Dollar Round Table President's Club Trophy Winner.
Community Involvement
As a local business, we are committed to giving back to our community. We believe in supporting local initiatives and organizations that make a positive impact on the lives of our neighbors and friends.

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