Business Details
24 Years
experience
Trusted Legal Debt Collection Services
Christensen Law Firm has redefined debt collection through a combination of sophisticated legal expertise and dignified, client-focused practices. Established by Todd Christensen, a former commercial litigator with an MBA, the firm merges law firm authority with innovative collection methodologies. Our approach prioritizes voluntary debt resolution while maintaining the ability to enforce judgments through court action when necessary. We operate on a contingency-fee basis, ensuring alignment with client interests and eliminating financial risk for unpaid recoveries. With over two decades of experience, we serve creditors of all sizes, from multinational banks to small businesses, offering access to justice through cost-effective legal solutions.Our team combines legal acumen with technological efficiency, maintaining industry-leading recovery rates while preserving customer goodwill. We pioneered judicially-supervised real estate enforcement processes in Ontario and continue to develop groundbreaking strategies for asset tracing and judgment enforcement. Client testimonials consistently highlight our professionalism, transparency, and exceptional results in complex debt recovery cases.
Services
Pre-Litigation Collection
Court Enforcement
Judgment Execution
Asset Tracing
Debt Negotiation
Details
- Year established: 2002
Highlights and features
- We pioneered Ontario's first judicially-approved real estate enforcement process
- Contingency-fee model eliminates financial risk for clients
- 80%+ recovery rate from pilot programs with major financial institutions
- Combines law firm authority with collection agency efficiency
- Award-winning legal innovations in debt recovery since 2002
What people say
Exceptional and quick recovery
Professional and kind assistance
Higher recoveries than agencies
No complaints from customers
Judgment execution expertise
Services
Pre-Litigation Collection
Our pre-litigation collection process combines legal authority with respectful engagement to maximize voluntary debt repayment. We initiate recovery through formal demand letters followed by personalized communication, offering payment plans or settlements based on financial disclosure. This approach maintains customer relationships while achieving higher recovery rates than traditional collection agencies. Our law firm status creates genuine legal urgency without aggressive tactics, resulting in voluntary compliance in most cases.
Court Enforcement
When voluntary payment fails, our court enforcement services leverage legal remedies to recover outstanding debts. We specialize in wage garnishment, bank account seizures, and real estate enforcement through Ontario's judicially-supervised sale process. Our team handles all aspects of litigation including obtaining judgments, defending counterclaims, and executing enforcement orders. This comprehensive approach ensures maximum recovery while protecting client interests throughout the legal process.
Judgment Execution
Our judgment execution services focus on converting court awards into tangible recoveries. We employ advanced asset-tracing techniques and legal tools to identify hidden income sources and property. Specializing in third-party disclosure orders and real estate enforcement, we've developed proprietary methods for executing judgments that traditional collection agencies cannot access. Our contingency-based model ensures aggressive pursuit of recoveries without upfront costs to clients.
People
Todd Christensen
Founder & Legal Innovator
LL.B/M.B.A. graduate from Western University, former commercial litigator, and debt collection innovator. Pioneered Ontario's first judicially-approved real estate enforcement process. With 20+ years' experience in legal debt recovery, Todd combines business strategy with courtroom expertise to develop industry-leading collection solutions that balance effectiveness with ethical standards.
Greg Storey
President, Collectrite
Debt collection specialist with 30+ years' industry experience. Former president of Collectrite, Greg brings operational expertise in collection agency best practices. He co-developed the firm's hybrid model combining legal authority with technological efficiency. His background in transforming collection practices ensures practical, results-driven approaches to debt recovery while maintaining client relationships.
Questions
How does your contingency-fee model work?
We only charge fees when we successfully recover debts. Our compensation is a percentage of collected amounts, with no upfront legal fees or hourly charges for our services.
What makes you different from collection agencies?
As a law firm, we combine legal authority with dignified collection practices. We can pursue court enforcement while maintaining customer relationships, achieving higher recovery rates without aggressive tactics.
Can you handle commercial debt collection?
Yes, we specialize in commercial debt recovery for businesses of all sizes. Our services include contract clause review to improve future collection outcomes and handling complex commercial judgment enforcement cases.
Do you work with small businesses?
Absolutely. We provide the same sophisticated legal collection services to small businesses as we do to major financial institutions, with flexible contingency-based pricing.
What areas do you serve?
While based in Cambridge, Ontario, we handle cases across Canada. Our legal authority extends to all Canadian jurisdictions through appropriate court filings and enforcement mechanisms.
