At Mid-Island Mortgage & Savings (Qualicum) Ltd., we are passionate about the mortgage business and take great pride in working with our clients to achieve their financial goals. As a full-service brokerage, we offer a wide range of mortgage services to individuals and families across Vancouver Island and British Columbia. Our team of licensed professionals is dedicated to providing personalized service, expert guidance, and unwavering support throughout the entire mortgage process.
With extensive knowledge of the mortgage market and access to dozens of lenders, including private funds, we are well-equipped to provide our clients with the best possible interest rates and options. We understand that every individual has unique needs and preferences, which is why we take the time to understand our clients' goals and present them with tailored mortgage solutions that meet their specific requirements.
Our Services
Our mortgage services are designed to cater to a diverse range of clients, from first-time homebuyers to seasoned property owners. Whether you're looking to purchase a new home, refinance your existing mortgage, or renew your mortgage term, we are here to help. Our services include:
- Mortgage Purchasing: We will guide you through the process of purchasing a new home, from pre-approval to closing, ensuring that you secure the best possible mortgage rate and terms.
- Mortgage Refinancing: If you're looking to refinance your existing mortgage, we will work with you to determine the best refinancing options, helping you to save money, consolidate debt, or tap into your home's equity.
- Mortgage Renewal: When your mortgage term is up for renewal, we will help you navigate the process, providing you with expert advice and guidance to ensure that you secure the best possible interest rate and terms.
- Private/Second Mortgage: For clients who require a private or second mortgage, we have access to a network of private lenders and alternative financing options, providing you with the flexibility and convenience you need.
Our Commitment to You
At Mid-Island Mortgage & Savings (Qualicum) Ltd., we are committed to providing our clients with an exceptional mortgage experience. We believe that buying a home or refinancing a mortgage should be a stress-free and enjoyable experience, which is why we are dedicated to providing personalized service, expert guidance, and unwavering support throughout the entire mortgage process. Our goal is to ensure that our clients are completely satisfied with their mortgage experience, and we strive to build long-term relationships built on trust, respect, and professionalism.
Meet Our Team
Our team of experienced mortgage professionals is led by Margaret O'Connor, who has a proven track record of providing exceptional service and expert guidance to her clients. With years of experience in the mortgage industry, Margaret is dedicated to helping her clients achieve their financial goals, and is committed to providing personalized service, expert guidance, and unwavering support throughout the entire mortgage process.

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