Empowering financial independence, one member at a time
At Prospera Credit Union, we're dedicated to providing our members with exceptional banking services, expert advice, and innovative solutions to help them achieve their financial goals. As a member-owned cooperative, we're committed to putting our members first and supporting the communities we serve.
Personal Banking
Our personal banking services are designed to meet the unique needs of individuals and families. We offer a range of accounts, credit cards, mortgages, loans, and investment options to help you manage your finances, save for the future, and achieve your financial objectives. With our Personal Unlimited Account, Personal Essential Account, and Personal Unlimited Senior Account, you can choose the account that best fits your lifestyle and budget. We also offer a range of savings accounts, including our Personal High Growth Savings Account and Personal Savings Account, to help you grow your savings and reach your long-term goals.
In addition to our account offerings, we provide a range of additional services to help you manage your finances, including money and wire transfers, safety deposit boxes, cheque ordering, foreign currency, and eStatements. Our credit card options include premium cash rewards, premium rewards, no fee & rewards, no fee & low interest, and low interest & rewards credit cards, so you can choose the one that best suits your needs. We also offer mortgages and loans, including fixed rate and variable rate mortgages, as well as personal loans, RRSP loans, and electric vehicle loans.
Business Banking
At Prospera Credit Union, we understand the unique challenges and opportunities facing businesses. That's why we offer a range of business banking services designed to help you manage your finances, grow your business, and achieve your goals. Our business accounts include daily accounts, savings accounts, and credit cards, so you can choose the account that best fits your business needs. We also offer cash management services, including receivables, merchant services, POS, invoicing, and advanced business deposit, to help you manage your cash flow and streamline your operations.
In addition to our account and cash management services, we provide borrowing solutions, including commercial mortgages, loans, operating lines of credit, project financing, and letter of credit, to help you finance your business growth and development. Our team of experienced business advisors and relationship managers are dedicated to providing you with expert advice and support to help you achieve your business objectives.
Wealth Management
At Prospera Credit Union, we believe that everyone deserves to achieve their financial goals and live a fulfilling life. That's why we offer a range of wealth management services designed to help you plan for your future, grow your wealth, and achieve your long-term objectives. Our team of experienced investment specialists and advisors will work with you to develop a personalized investment plan, providing you with expert advice and guidance every step of the way.
We offer a range of investment options, including mutual funds, RRSPs, TFSAs, RESPs, and RDSPs, so you can choose the investment solution that best fits your needs and goals. We also provide insurance services, including life insurance, critical illness insurance, disability insurance, and long-term care insurance, to help you protect your loved ones and achieve financial peace of mind.
Community Involvement
At Prospera Credit Union, we're committed to giving back to our communities and supporting local initiatives that make a positive impact. Through our Prospera Foundation, we provide charitable grants to non-profit organizations and community groups, and we're proud to support a range of initiatives that promote education, health, and wellness.
We're also dedicated to supporting local businesses and entrepreneurs, providing them with the resources and support they need to succeed. Our team of business advisors and relationship managers are committed to helping local businesses grow and thrive, and we're proud to be a part of the fabric of our communities.
About Our History
Prospera Credit Union has a rich history that dates back to 1943, when we were founded as a small credit union serving the needs of local residents. Over the years, we've grown and expanded, but our commitment to our members and our communities has remained constant. Today, we're proud to be one of the largest credit unions in British Columbia, serving over 60,000 members across the province.
Despite our growth and success, we remain true to our core values of integrity, respect, and excellence, and we're committed to providing our members with exceptional service, expert advice, and innovative solutions to help them achieve their financial goals.
Community-Oriented and Friendly Service
The Coast Capital Savings Federal Credit Union is known for its friendly staff and excellent service. Members appreciate the staff's dedication to making their banking experience a positive one. As one reviewer mentioned, they have been happy with the service, courtesy, and convenience offered by the credit union for over 45 years.
Community Involvement and Expansion
The credit union is also praised for its community-oriented approach and commitment to expansion. One reviewer noted that the merger with Prospera Credit Union will allow them to expand into Abbotsford soon, further enhancing their services to the community. Additionally, the credit union is involved in various community initiatives, demonstrating their commitment to improving the lives of their members.
Efficient Operations Despite Challenges
Despite the challenges posed by COVID-19, the credit union has managed to maintain its high level of service and efficiency. While some members have noted the shortened hours, they understand the difficulties caused by the pandemic and appreciate the efforts made by the staff to ensure a smooth banking experience.
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