Business Details
43 Years
experience
Your Trusted Insurance Partner in Ontario
Acumen Insurance has served Ontario communities for over 40 years, prioritizing personalized service and community-driven values. Our mission focuses on building long-term relationships by offering tailored insurance solutions that align with clients' lifestyles, goals, and priorities. With expertise in home, auto, business, and specialty insurance, we emphasize competitive pricing, expert guidance, and comprehensive coverage options.Our advisory claims support streamlines the process, ensuring clients receive timely, stress-free resolutions. Rooted in Stoney Creek, Hamilton, and surrounding regions, we combine decades of experience with a commitment to innovation and client-centric care.
Services
Home Insurance
Auto Insurance
Business Insurance
Condo Insurance
Student Rental Insurance
Contractor Insurance
Travel Insurance
Life Insurance
Commercial Insurance
RV Insurance
Details
- Year established: 1983
Highlights and features
- We offer personalized insurance policies tailored to your unique needs in Ontario.
- Our competitive pricing ensures quality coverage without compromising protection.
- Decades of experience guide informed decisions for home, auto, and business insurance.
- We provide advisory claims support to simplify the process and reduce stress.
- Comprehensive solutions cover home, auto, business, and specialty insurance needs.
Associations and certifications
- Insurance Brokers Association of Ontario
What people say
Personalized service
Efficient claims support
Expert guidance
Competitive rates
Trusted advisors
Services
Home Insurance
Acumen's home insurance protects Ontario homeowners against risks like fire, theft, and weather damage. Coverage includes property structures, personal belongings, liability, and additional living expenses. Policies are tailored to individual needs, with optional add-ons for sewer backup, overland water, and earthquakes.
Auto Insurance
Our auto insurance provides mandatory liability coverage and optional collision, comprehensive, and specified perils protection. Ontario drivers benefit from competitive rates, advisory claims support, and coverage for cars, RVs, trailers, and classic vehicles.
Contractor Insurance
Designed for Ontario contractors, this insurance covers tools, equipment, liability, and business interruptions. Policies include general liability, errors and omissions, equipment breakdown, and workers' compensation to protect construction and trade businesses.
Student Rental Insurance
This coverage safeguards landlords against property damage, liability claims, and rental income loss for student-occupied properties. Optional add-ons include rent guarantee and accidental damage coverage, addressing risks like vandalism and high tenant turnover.
Travel Insurance
Acumen's travel insurance covers medical emergencies, trip cancellations, and baggage loss for Ontario travelers. Policies include single and multi-trip options, with coverage for pre-existing conditions and emergency evacuations.
People
Sal
President & Founder
Sal founded Acumen Insurance in 1983, leveraging his claims experience to build a client-focused brokerage. He prioritizes personalized service and community engagement across Ontario.
Vin
Vice President
Vin leads Acumen's strategic growth, ensuring clients receive tailored insurance solutions. With decades of industry expertise, he supports Ontario communities through reliable coverage and advisory services.
Jocine
Personal Lines Manager
Jocine specializes in personal insurance, helping Ontario residents protect homes and vehicles. Her client-first approach ensures policies align with individual needs and budgetary goals.
Elena
Commercial Lines Insurance Broker
Elena provides business insurance solutions for Ontario contractors and enterprises. Her expertise in risk management ensures comprehensive protection for tools, liability, and operational continuity.
Questions
What types of insurance does Acumen offer?
Acumen offers home, auto, business, contractor, student rental, travel, life, and commercial insurance tailored to Ontario clients.
Is home insurance mandatory in Ontario?
Home insurance isn't legally required in Ontario, but mortgage lenders often mandate it to protect their investment.
How can I lower my auto insurance premiums?
Bundle policies, increase deductibles, maintain a clean driving record, and install security features to reduce costs.
Does Acumen provide advisory claims support?
Yes, our team guides clients through claims processes, offering advice on necessity and resolution strategies.
What factors affect home insurance premiums?
Location, home age, value, security systems, claims history, and coverage limits influence Ontario home insurance costs.
