Sovereign General Insurance

At Sovereign, we're more than just a commercial insurer - we're your partner in resilience. For over 70 years, we've been protecting Canadian businesses through tailored risk solutions and exceptional service. Our commitment to excellence has earned us an AM Best A (Excellent) rating, and as a wholly owned subsidiary of The Co-operators General Insurance Company, we're proud to be a part of a strong and stable group of companies.

Our Approach

We believe that every business is unique, and that's why we take the time to understand your specific needs and goals. Our expert team has in-depth knowledge of various industries, categories, and sectors, which enables us to provide comprehensive risk solutions that address the unique challenges you face. We work closely with your broker to deliver a customized solution that meets your business needs, and we're dedicated to helping you build resilience and strengthen your community.

Industries We Serve

We have extensive experience working with businesses in various industries, including:

• Manufacturing: We understand the complexities of manufacturing and provide tailored solutions to address the unique risks associated with this industry.
• Construction and Contracting: From construction projects to contract disputes, we have the expertise to help you mitigate risk and ensure your business is protected.
• Wholesale, Warehousing, and Transportation: We provide specialized coverage for businesses in the wholesale, warehousing, and transportation industries, addressing the unique risks associated with logistics and supply chain management.
• Energy and Resources: Our team has in-depth knowledge of the energy and resources sector, providing comprehensive risk solutions that address the complex challenges facing this industry.
• Automobile Management Liability: We offer specialized coverage for automobile dealerships and related businesses, addressing the unique risks associated with this industry.
• Equipment Breakdown Liability: Our team provides expert coverage for equipment breakdowns, helping you to minimize downtime and get back to business as usual.
• Professional Liability: We offer comprehensive professional liability coverage, protecting your business from errors, omissions, and other professional risks.
• Property and Technology & Cyber Services: Our team provides specialized coverage for property and technology & cyber risks, helping you to protect your business from the ever-evolving threat landscape.

Our Products and Services

At Sovereign, we're committed to providing innovative and comprehensive risk solutions that meet the unique needs of Canadian businesses. Our product offerings include:

• Sovereign Secure product suites, designed to provide comprehensive, flexible coverages for the unique, new, and emerging risks to Canadian businesses.
• Comprehensive base wordings with a wide breadth of coverage.
• Competitive, industry-oriented, precise language wordings.
• Simplified, flexible, and scalable products that are easily customizable.
• Digital, interactive modern policies that are organized, clear, and easy to navigate.

Diversity and Inclusion

At Sovereign, we're committed to fostering a culture of diversity and inclusion. We believe that a diverse and inclusive workplace is essential to driving innovation, creativity, and productivity. Our diversity and inclusion journey is an ongoing effort to create a workplace where everyone feels valued, respected, and empowered to succeed.

Careers

Are you looking for a challenging and rewarding career in the insurance industry? At Sovereign, we offer a range of career opportunities in areas such as underwriting, claims, risk engineering, and more. Our team is dedicated to helping you build a successful career and make your mark in the industry.