"Integrity First" - Your trusted mortgage partner for life
Panam Mortgage & Financial Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the New York Area. As a full-service mortgage broker, we offer a range of mortgage services, from purchase to refinance to construction and commercial lending, with access to a full range of mortgage sources. Our experienced staff is dedicated to finding the right loan - with the best rates, terms, and costs - to meet our clients' unique needs.
Our Expertise
We pride ourselves on providing exceptional service throughout the lending process, keeping clients informed with regular loan updates and progress reports. Our team of lending specialists is committed to finding the best loan solution for each client, taking into account their individual circumstances and goals. Whether you're a first-time homebuyer, a seasoned real estate professional, or a builder, we have the expertise and resources to help you achieve your mortgage goals.
Our Commitment
At Panam Mortgage & Financial Services, Inc., we're committed to providing our clients with the best possible mortgage experience. We believe in building long-term relationships, and we're dedicated to helping our clients every step of the way, from pre-qualification to closing and beyond. Our goal is to make the mortgage process as smooth and stress-free as possible, so you can focus on what matters most - your dreams and goals.
Exceptional Service
The reviewers praise Panam Mortgage and Tom Dougherty for providing exceptional service. They highlight Tom's professionalism, patience, and knowledge of the mortgage industry. The team's thoroughness and responsiveness are particularly noted, making the process of securing a mortgage or refinance stress-free and enjoyable.
Mortgage Expertise
Reviewers rave about Tom's expertise, saying he's a "mortgage guru" who can structure customized loans to meet their specific needs. They appreciate his ability to explain the process in a clear and concise manner, setting their minds at ease.
Personal Attention
Many reviewers mention Tom's personal attention and approachability. He takes the time to answer their questions, sets their minds at ease, and follows up diligently. This personalized service is what sets Tom apart from others in the industry.
Success Stories
The reviewers share their success stories, highlighting how Tom helped them secure excellent rates, navigate complex processes, and overcome challenging circumstances. They express gratitude for his guidance, support, and expertise.
Consistent Results
Several reviewers comment on Tom's consistent results, saying he always delivers high-quality service and excellent outcomes. They mention that Tom has helped them multiple times and will continue to recommend him to friends and colleagues.

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