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Your insurance dollar is working hard for you.

Our Story and Values

Founded in 1899, Algoma Mutual Insurance Co. has proudly served the communities of Algoma, Sudbury, North Bay, Timmins, Parry Sound, the Muskokas, and Haliburton. From humble beginnings as a fire insurance company addressing unfair insurance practices, we've evolved into a trusted provider of comprehensive insurance products and services across various lines.

Our Philosophy

As a mutual insurance company, we are owned by our policyholders. This ownership structure ensures that our primary focus remains on your needs and interests. Any surplus funds remaining in the company after claims and expenses are distributed back to our policyholders in the form of reduced premiums or other benefits. This ensures that your insurance dollar works for you.

Our Commitment

We take your trust seriously and are dedicated to providing you with the highest quality insurance products and services. Our experienced brokers will work with you to understand your unique needs and provide personalized insurance solutions. We stay abreast of the latest industry advancements and constantly review and refine our products to ensure they meet your evolving needs.

Our Services

Auto Insurance: Get peace of mind knowing you're protected on the road with our comprehensive automobile insurance coverage.

Home Insurance: Protect your most valuable asset from unexpected events with our tailored home insurance plans.

Commercial Insurance: Ensure the continuity and success of your business with our comprehensive commercial insurance solutions.

Farm Insurance: Get customized coverage for your farm operations, including livestock, equipment, crops, and buildings.

Our History and Evolution

Algoma Mutual has come a long way since its founding in 1899. From humble beginnings in a director's home to our current location in Thessalon, we have consistently adapted and evolved to better serve our customers. We remain dedicated to providing a competitive alternative to large insurance companies, understanding and addressing the unique needs of rural and small-town communities.

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