Balance

Who We Are

At Balance Financial, we understand that navigating the world of finance can be overwhelming. As a veteran financial planner with over 21 years of experience, Shawna McCrea has dedicated her career to helping individuals and businesses achieve their financial goals. With a unique heart-centred approach, Shawna takes the time to get to know each client as a person, addressing their anxieties and discovering their dreams. By working together, Shawna empowers her clients to take control of their financial futures and make informed decisions that align with their values and aspirations.

What We Do

At Balance Financial, we offer a wide range of services designed to help individuals and businesses achieve their financial goals. Our services include:

Financial Planning

We take a holistic approach to financial planning, considering each client's unique circumstances, goals, and values. Our financial planning services include:

• Budgeting and cash flow management
• Debt management and risk assessment
• Investment planning and portfolio management
• Retirement planning and income strategies

Investment Services

Our investment services are tailored to meet the specific needs and goals of each client. We offer a variety of investment options, including:

• Term deposits
• Annuities
• Tax-free savings accounts (TFSAs)
• Registered education savings plans (RESPs)
• Retirement savings plans (RRSPs)
• Retirement income funds (RRIFs)
• Life insurance and pension benefits

Wealth Management

We help individuals and businesses manage their wealth and achieve their financial goals. Our wealth management services include:

• Investment portfolio management
• Retirement income planning
• Estate planning and legacy management
• Tax planning and preparation

Risk Management

At Balance Financial, we believe that risk management is crucial to achieving long-term financial security. Our risk management services include:

• Emergency fund planning
• Travel insurance
• Term insurance
• Permanent insurance
• Whole life insurance

Legacy Planning

We understand that planning for the future is not just about accumulating wealth, but also about building a lasting legacy. Our legacy planning services include:

• Estate planning and probate
• Wills and powers of attorney
• Living wills and advanced care directives
• Trusts and estate planning
• Philanthropy and charitable giving

Why Choose Us

At Balance Financial, we pride ourselves on our personalized approach to financial planning. We believe that every individual and business is unique, with its own set of circumstances and goals. Our experienced financial planner will work closely with you to understand your needs and develop a customized financial plan that aligns with your values and aspirations.