Business Details
11 Years
experience
Trusted Financial Advisers in Regina
Founded in 2015, Astra Financial provides conflict-free financial planning rooted in transparency, trust, and personalized service. Our team of Certified Financial Planners, including specialists in divorce financial analysis and cash flow management, prioritizes clients' best interests through fee-only planning and investment management. With expertise spanning retirement planning, tax optimization, and legacy building, we serve women and families in their 30s to 60s, combining 15+ years of industry experience with a commitment to simplifying complex financial decisions. Our approach emphasizes long-term relationships, intentional planning, and empowering clients to achieve financial confidence through tailored strategies aligned with their unique life goals. 
Services
Retirement Planning
Tax Planning
CPP and OAS Timing
Investment Management
Divorce Financial Planning
Cashflow Planning
Details
- Year established: 2015
Highlights and features
- We offer conflict-free advice with no referral fees or third-party compensation.
- Our team includes Certified Financial Planners with specialized credentials.
- We focus on personalized service tailored to women and families' unique needs.
- Our strategies combine 15+ years of industry experience with advanced planning tools.
- Client satisfaction surveys consistently validate our relationship-driven approach.
Associations and certifications
- Certified Financial Planner (CFP)
- Certified Divorce Financial Analyst (CDFA)
- Certified Cash Flow Specialist (CCS)
What people say
Caring and vested interest
Amazing woman
Helpful guidance
Confidence in finances
Excellent support during transition
Services
Retirement Planning
Our retirement planning service helps clients achieve financial independence by creating customized strategies that align with their lifestyle aspirations. We analyze income sources, tax implications, and investment portfolios to develop sustainable withdrawal plans. Using advanced software, we track success rates and adjust for life changes, ensuring clients maintain financial security throughout retirement while minimizing tax liabilities.
Tax Planning
Tax planning optimizes clients' financial situations by reducing tax burdens through strategic income timing and asset allocation. We coordinate pension withdrawals, TFSA usage, and charitable giving while staying current with tax law changes. Our approach ensures clients retain more of their income both pre- and post-retirement, enhancing long-term financial stability through legally compliant strategies.
Divorce Financial Planning
Divorce financial planning provides objective analysis during marital transitions. Certified Divorce Financial Analysts evaluate asset division impacts and create post-divorce financial roadmaps. We collaborate with legal teams to quantify settlement options' long-term effects while offering compassionate guidance to help clients regain financial control and build secure futures independently.
Investment Management
Investment management focuses on constructing diversified portfolios that balance risk and returns for retirement income. We employ research-backed strategies with low-fee, tax-efficient investments tailored to clients' risk tolerance and goals. Regular portfolio reviews ensure alignment with evolving market conditions and personal circumstances, prioritizing capital preservation and sustainable growth.
CPP and OAS Timing
CPP and OAS timing analysis maximizes retirement income by determining optimal benefit claim strategies. We assess clients' complete financial profiles, including other income sources and health factors, to coordinate government pension timing. This service reduces lifetime tax exposure while enhancing overall retirement cash flow through strategic benefit deferral or acceleration decisions.
People
Zena Amundsen
Founder & Retirement Planner
Zena Amundsen founded Astra Financial in 2015 after 15+ years in financial services. A Certified Financial Planner and author, she specializes in retirement and legacy planning for women in their 50s-60s. Her approach combines technical expertise with empathetic guidance to help clients navigate life transitions confidently.
Nicole Putz
Financial Planner
Nicole Putz assists women in their 30s-40s with foundational financial planning. As a CFP with nearly a decade of experience, she focuses on cash flow management, debt reduction, and insurance planning. Nicole emphasizes practical advice and client education to build lasting financial confidence for young families.
Kristina Jackson
Associate Advisor
Kristina Jackson serves as Associate Advisor and Certified Divorce Financial Analyst. She provides specialized financial analysis during divorce proceedings and supports clients with Notary Public services. Her compassionate approach helps individuals navigate complex financial transitions while maintaining focus on long-term stability.
Rick Soparlo
Senior Advisor
Rick Soparlo brings 37 years of financial planning experience to Astra. A former veterinarian, he specializes in retirement income strategies and estate planning. His practical, client-centered approach focuses on creating comprehensive plans that address both immediate needs and future security for families.
Morgan Zacher
Client Service Specialist
Morgan Zacher manages client communications and administrative support at Astra. With a focus on relationship-building, she coordinates appointments and ensures smooth client interactions. Her background in photography and community involvement reflect Astra's commitment to personal connections beyond financial services.
Questions
What financial planning services do you specialize in?
We specialize in retirement planning, tax optimization, CPP/OAS timing, investment management, divorce financial analysis, and cash flow planning tailored to women and families.
Are you affiliated with any financial institutions?
No. We operate as independent advisors with PEAK Investment Services Inc. handling mutual funds, ensuring unbiased recommendations focused solely on client needs.
How do you charge for your services?
We use fee-only planning and fee-based investment management structures, ensuring transparency with no hidden fees or conflict-of-interest compensation models.
Do you work with clients outside Regina?
Yes. We serve clients across Alberta, British Columbia, Manitoba, Ontario, and Saskatchewan through virtual consultations and digital planning tools.
What credentials do your advisors hold?
Our team includes Certified Financial Planners, a Certified Divorce Financial Analyst, and a Certified Cash Flow Specialist with combined decades of industry experience.
How often do you review financial plans?
We conduct annual comprehensive reviews with quarterly check-ins, adjusting plans as needed for life changes, market conditions, or goal modifications.
Videos
