Experience Our Expertise - Built on Integrity
Combining Expertise and Experience for Your Financial Success
Combined Mortgage stands as a trusted mortgage and private lending brokerage in Edmonton, proudly serving the community since 1978. We are an independent boutique firm, dedicated to empowering clients through personalized financial solutions and unparalleled expertise.
Our Team: Driven by Integrity and Knowledge
Our team is led by John Ferrier and Craig Ferrier, experienced industry professionals with over 40 years of combined experience. With extensive knowledge in private financing, private mortgage investments, and various financing options, they provide clients with tailored guidance and insightful solutions.
Comprehensive Financial Solutions
We offer a comprehensive range of services to address diverse financial needs:
Mortgages
- First-time homebuyers guidance
- Downpayment assistance programs
- Mortgage renewal and refinancing options
- Competitive rates for fixed and variable mortgage plans
- Home equity loans and lines of credit
Private Lending
- Access to private financing solutions for various situations, including non-traditional mortgages
- Private mortgage investments for secure and competitive returns
Additional Services
- Green Home Program loans for energy-efficient homes
- Reverse mortgages for seniors to access home equity
- New Immigrant financing options
- Vacation property and second home financing solutions
- Construction financing and purchase & improvement loans
Our Commitment
At Combined Mortgage, we prioritize:
- Client-centered approach: We take the time to understand your unique needs and financial goals.
- Transparency and communication: We provide clear explanations and progress updates throughout the process.
- Competitive rates: We compare offers from multiple lenders to secure the best possible rates for you.
- Efficiency and speed: We streamline the process to minimize stress and ensure a smooth transaction.
Partnering with Combined Mortgage, you can expect
- Personalized and responsive guidance
- Access to a wide range of financing options
- Competitive rates and terms
- Supportive and efficient service from experienced professionals
Let us be your trusted partner in achieving your financial goals. Contact us today to discuss your unique needs and explore the possibilities with Combined Mortgage!
Overall Experience
The reviews highlight a mixture of positive and negative experiences with Combined Mortgage. The majority of reviewers have had a positive experience, praising the team's knowledge, expertise, and helpfulness. However, a few reviewers have had a negative experience, citing unprofessional service, lack of communication, and failure to deliver on promises.
Positive Comments
Trust and Reliability
Many reviewers have expressed their trust and confidence in the team at Combined Mortgage, praising their reliability and expertise in providing sound financial advice.
Knowledge and Expertise
The team at Combined Mortgage has been commended for their knowledge and experience in the mortgage industry, with reviewers appreciating their guidance and support throughout the home buying process.
Customer Service
Reviewers have praised the team's customer service, citing their willingness to answer questions, provide additional advice, and offer support during the mortgage application process.
Negative Comments
Unprofessional Service
A few reviewers have expressed their disappointment with the service they received from Combined Mortgage, citing unprofessional behavior, lack of communication, and failure to deliver on promises.
Lack of Communication
Some reviewers have experienced difficulty in reaching their broker, with questions and concerns going unanswered, leading to frustration and disappointment.
Inconsistencies and Broken Promises
A few reviewers have reported being given false information, experiencing delays in the approval process, and being left to incur additional costs due to the company's failure to deliver on their promises.
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