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14 Years
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Emergency
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Your Trusted Insurance Partner in Surrey, BC
Established in 2012, Ap Insurance is a locally owned and operated insurance brokerage based in Surrey, BC. Our team of licensed professionals brings decades of combined experience in the insurance industry, specializing in delivering personalized policies tailored to individual client needs. We prioritize transparency, accessibility, and customer-driven service, offering 7-day-a-week support through phone, email, and in-person consultations.

Our commitment to excellence is reflected in our partnerships with leading insurance providers, ensuring clients receive competitive rates and comprehensive coverage for auto, home, travel, and Super Visa insurance. We emphasize proactive risk management and education, empowering clients to make informed decisions about their protection needs while maintaining a focus on community values and long-term client relationships.
Services
Auto Insurance Travel Insurance Home Insurance Super Visa Insurance ICBC Online Renewal
Details
  • Year established: 2012
Highlights and features
  • We offer 7-day-a-week availability for customer support.
  • Our transparent approach provides full policy information for informed decisions.
  • Customer-driven service prioritizes long-term relationships over transactional interactions.
  • Tailored policies consider individual client circumstances and needs.
  • Partnerships with leading providers ensure competitive coverage options.
What people say
Efficient and timely manner Knowledgeable and courteous staff Great place very knowledgeable Team expertise evident Excellent customer service
Services
Auto Insurance
Protect against accident losses and personal liability with customized ICBC-compliant coverage. Our brokers help clients navigate deductible options, coverage amounts, and available discounts to create policies that balance protection and affordability. Specialized support includes ride-hailing insurance guidance and low-kilometer discount assistance.
Super Visa Insurance
Meet Canadian immigration requirements with $100,000+ coverage for parents/grandparents visiting on Super Visas. We provide 1-year minimum policies with flexible payment options and assistance for visa extensions or cancellations. Coverage includes medical emergencies, repatriation, and hospitalization costs.
Home Insurance
Protect residential properties against fire, theft, and liability claims with tailored policies. Coverage options include tenant insurance for renters, condo insurance with strata deductible coverage, and landlord policies with rental income protection. Additional endorsements available for earthquake and water damage.
Travel Insurance
Guard against unexpected medical expenses and travel disruptions with single-trip and annual policies. Coverage includes emergency medical treatment, trip cancellation, lost baggage, and repatriation. Special programs available for students, frequent travelers, and Super Visa applicants.
ICBC Renewal
Streamline auto insurance renewals through ICBC's online system with broker support. We assist with coverage updates, address changes, and discount applications while ensuring policy compliance. Documents provided within 48 hours of submission with personalized policy comparisons.
People
Neel Anand
Director
With 20+ years in insurance operations and business development, Neel leads with a focus on knowledge integration and service excellence. Holds an MBA and specializes in strategic policy development.
Parminder Hazra
ICBC Auto Agent
Auto insurance specialist with 8+ years of brokerage experience. Expert in risk assessment and asset protection strategies, known for client-focused advice and industry expertise.
Parminder Mansahia
General Insurance Agent
Customer-oriented agent dedicated to finding optimal insurance solutions. Recognized for compassionate service and commitment to client education about policy details and benefits.
Parminder Thind
General and Life Insurance Agent
Wealth management expert with focus on long-term financial protection. Helps clients develop strategies for asset preservation and intergenerational wealth transfer through comprehensive insurance planning.
Avantika Anand
General and Life Insurance Agent
Seasoned agent with 5+ years of experience in future planning solutions. Emphasizes continuous learning to provide up-to-date insurance options that protect families and financial legacies.
Questions
Is auto insurance mandatory in British Columbia?
Yes, auto insurance is legally required in BC to cover potential damages and liabilities from vehicle accidents.
What does Super Visa health insurance cover?
Provides minimum $100,000 coverage for medical emergencies, hospitalization, and repatriation for Canadian visa applicants.
Can I get home insurance without a strata policy?
Yes, we offer standalone policies covering personal belongings, liability, and additional living expenses for renters and homeowners.
How do I make an ICBC auto insurance claim?
Contact ICBC 24/7 at 604-520-8222 or 1-800-910-4222 with accident details, driver information, and witness accounts.
Do you offer multi-policy discounts?
Yes, bundling auto and home insurance qualifies for premium discounts through our partnership programs.