Empowering Patients to Take Control of Their Health
Our Story
At Smarter Financial Planning, we believe that everyone deserves a secure financial future. As a fee-for-service financial planner based in Kelowna, British Columbia, our mission is to empower individuals and families to make informed financial decisions that align with their values and goals. With over two decades of experience in the financial industry, our expert, Derek Moran, has a proven track record of delivering comprehensive, client-centric financial solutions to a diverse clientele.
Our Expertise
As a Registered Financial Planner (R.F.P.) and former CFP, Derek Moran has spent nearly three decades honing his expertise in various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cash flow management, and more. His extensive knowledge and experience enable him to provide personalized guidance and advice to his clients, empowering them to make informed decisions about their financial futures.
Our Approach
At Smarter Financial Planning, we take a holistic approach to financial planning, recognizing that every individual's journey is unique. Rather than simply creating a plan and leaving it at that, we focus on developing a process that adapts to our clients' evolving needs and circumstances. We believe that a good financial plan should be flexible, allowing for adjustments as life unfolds, and that it should ultimately help our clients achieve their goals and reduce stress.
Our Services
Our services are designed to provide clients with the support and guidance they need to achieve their financial goals. Below are some of the ways we can assist you:
- Financial Planning: We will work with you to develop a personalized financial plan that addresses your unique goals, needs, and priorities.
- Portfolio Management: While we do not invest your money, we can connect you with reputable portfolio managers or provide you with the resources needed to manage your own investments effectively.
- Retirement Planning: We will help you develop a comprehensive retirement plan that considers your income needs, expenses, and investment goals.
- Estate Planning: We can assist you in creating an estate plan that ensures your wealth is transferred to your loved ones or beneficiaries according to your wishes.
What We Can Offer
As a fee-for-service financial planner, we operate on a cost-effective model that prioritizes your needs over our own profits. We offer a range of services designed to empower individuals and families to achieve their financial goals. Whether you're looking to create a comprehensive financial plan, develop a retirement strategy, or simply need guidance on investments or estate planning, we are here to support you.
Get Started Today
If you're ready to take control of your financial future, we're here to help. Contact us today to schedule a consultation with our expert, Derek Moran, and let's work together to create a brighter financial future.
Expertise
The reviewers praise Derek's impressive depth of knowledge in his field, his ability to break down complex financial concepts into simple and actionable steps, and his gift for providing valuable insights to clients' financial situations. They describe him as having a pragmatic approach to finances and being an excellent listener who helps clients develop their financial goals.
Communication Style
Derek's approachability, positive attitude, and rapport are consistently praised by the reviewers. They appreciate his ability to explain complicated financial information in a clear and understandable format, and his dedication to providing excellent follow-through and feedback.
Results
Many reviewers report experiencing significant results from working with Derek, such as saving thousands of dollars in mutual fund fees, securing their financial future, and accessing their investments in a cost-efficient manner.
Professionalism
Derek's professionalism and integrity are consistently praised by the reviewers, who acknowledge his high level of expertise, his attention to detail, and his commitment to providing exceptional customer service.
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