Business Details
17 Years
experience
Your Trusted Mortgage Broker in Mississauga
Sheldon Brown has built a mortgage brokerage practice rooted in exceeding client expectations by treating every client as a priority. With 17 years of experience across Canada's Big Five Banks, including roles in Operations, Risk Management, and Retail Banking, Sheldon transitioned to mortgages in 2003 and obtained his Mortgage Agent License in 2009. As part of Mortgage Architects, one of Canada's largest brokerages, he leverages relationships with over 20 lenders to secure competitive rates for residential and commercial clients. His expertise spans first and second mortgages, SME commercial financing, and subprime lending, supported by a Commerce degree and certifications in Residential Mortgage Underwriting.Sheldon prioritizes clear communication, translating complex mortgage terms into accessible language while maintaining a client-centric approach. His work ethic and focus on relationship management have established him as a trusted advisor in the Greater Toronto Area. The brokerage's partnerships with banks, mortgage institutions, and specialist lenders ensure access to diverse products, including unique options unavailable through traditional channels. Clients benefit from free consultations and flexible meeting arrangements, whether in-person at GTA offices or remotely via phone or email.
Services
Traditional Bank Mortgages
Self-Employed Mortgages
Vendor Take-Back Mortgages
Reverse Mortgages
Blanket Mortgages
Portable Mortgages
Private Home Loans
Details
- Year established: 2009
Highlights and features
- 17 years of mortgage experience from Canada's Big Five Banks
- Access to 20+ reputable Canadian lenders and specialist-only products
- Specializes in first, second, and SME commercial mortgages
- Licensed with Ontario Mortgage Broker License M10002030
- Free initial consultations for personalized mortgage planning
Services
Traditional Bank Mortgages
Designed for clients with established credit histories, these mortgages offer competitive interest rates through major Canadian banks. Ideal for conventional borrowers seeking stable financing options with straightforward qualification criteria. The service emphasizes transparency in rate comparisons and product features.
Self-Employed Mortgages
Tailored solutions for self-employed individuals facing unique income verification challenges. Requires tax assessment documentation but accommodates tax-efficient business practices. Provides access to standard mortgage products and rates when proper documentation is provided.
Vendor Take-Back Mortgages
Flexible financing arrangements where sellers provide partial funding for property purchases. Offers advantageous terms for buyers in specific market conditions, particularly for properties requiring additional incentives to attract buyers.
Reverse Mortgages
Financial solutions for homeowners aged 55+ to access home equity without monthly payments. Repayment occurs when the property is sold or vacated, enabling clients to fund retirement needs while retaining property ownership.
Private Home Loans
Non-traditional financing options through private lenders offering expedited approval processes. Suitable for time-sensitive transactions or borrowers requiring flexible underwriting criteria compared to conventional banking requirements.
People
Sheldon Brown
Mortgage Broker
Licensed mortgage broker with 17 years of banking experience across Canada's major financial institutions. Specializes in residential and commercial mortgage solutions, holding a Commerce degree and certifications in mortgage underwriting. Maintains relationships with 20+ lenders to secure competitive rates for clients.
Questions
What mortgage types do you specialize in?
We specialize in first and second residential mortgages, SME commercial mortgages, self-employed financing, reverse mortgages, and private home loans.
How do you help self-employed clients?
We provide tailored documentation guidance and access lenders understanding non-traditional income verification requirements for self-employed individuals.
Can you assist with mortgage refinancing?
Yes, we offer refinancing solutions for home improvements, debt consolidation, or accessing better interest rates through our lender network.
Do you offer free consultations?
Yes, we provide complimentary initial consultations to discuss your mortgage planning needs and financing options.
How do you access competitive mortgage rates?
Our relationships with 20+ Canadian banks, lenders, and specialist institutions enable us to secure competitive rates for diverse client profiles.
