SKN Financial

At SKN Financial, we are committed to providing easy and convenient gold loans to our clients. We understand that needs and dreams have grown, and we are here to help cater to those needs. For over 10 years, we have been serving the Greater Toronto Area (GTA) and have built a reputation for being a trusted and reliable partner for our clients.

Our History

Our journey began in India, almost 45 years ago. Since then, we have been providing distinctive loan plans and payment options that suit the financial needs of our clients. Our roots may be deep, but our commitment to innovation and customer satisfaction is what drives us forward.

Our Vision

Our vision at SKN Financial is to be the leader in the financial segment by providing the best and lowest cost alternative lending to our clients. We believe in using innovative technology to streamline our processes, reducing wait times and increasing staff efficiency. We are committed to enhancing accessibility for our clients by opening more offices and including more self-directed transactions.

Our Mission

Our mission is to provide low-cost financial solutions to all our clients. We strive to make the lives of our clients simpler, easier, and more comfortable by enabling them to meet their short-term or long-term financial requirements. Our client-centered processes are designed to be transparent, ensuring maximum client satisfaction.

Our Values

At SKN Financial, we value transparency and trustworthiness above all else. We believe that having maximum transparency ensures that our clients receive the best customer-oriented service. We take utmost care to ensure that our clients understand and agree to each process in the loan assessment and payments. Our processes are structured to be simple, and we offer easy-to-understand loan documentations with maximum disclosure.

Features

We offer a range of features that set us apart from the competition. These include:

• Interest Paid Statement: For clients who are eligible to use interest expense as an income tax deduction, we provide interest paid statements for each loan account.
• Partial Retrieval: Our clients have the option of partially reducing their loan as well as their collateral of gold, as the principal loan amount decreases.
• Lowest Interest Rate: We ensure that you get the loan with the lowest interest rate and no hidden charges or fees involved. The interest rate remains the same for the entire duration of your loan period.
• Flexible Plans: We provide different loan plans to suit our clients' financial needs, whether short-term or long-term.
• Maximum Value: We offer up to 95% value of your gold, using the latest technologies and programs to assess and appraise your gold.

At SKN Financial, we are committed to providing exceptional service to our clients. We believe that having maximum transparency ensures that our clients receive the best customer-oriented service. We strive to make the lives of our clients simpler, easier, and more comfortable by enabling them to meet their short-term or long-term financial requirements. With our commitment to innovation, client satisfaction, and transparency, we are the leader in the financial segment.