Business Details
15 Years
experience
Your Trusted Partner for Financial Adviser Solutions
At Exponent Investment Management, we pride ourselves on delivering a planning-first approach to financial freedom. Our team of seasoned professionals brings decades of combined experience in tax optimization, risk management, and portfolio construction. We specialize in crafting personalized strategies that align with your unique goals, whether you're building a foundation, scaling wealth, or transitioning into retirement. Our independence from large financial institutions allows us to prioritize your interests, offering transparent fees and unbiased advice.We are committed to continuous innovation in technology and education, ensuring our clients benefit from globally diversified portfolios designed for long-term growth. With offices in Ottawa and Winnipeg, we serve clients coast-to-coast, focusing on creating lasting value through dividend-paying equities and income-generating strategies. Our process emphasizes clarity, confidence, and choice, helping clients move from active income to sustainable passive income streams while maintaining rigorous safeguards and full transparency.
Services
Financial Planning
Investment Management
Portfolio Review
Individual Pension Plans
Estate Planning
Tax Optimization
Retirement Planning
Risk Management
Succession Planning
Corporate Planning
Details
- Year established: 2011
Highlights and features
- We offer personalized financial plans tailored to your specific goals and circumstances
- Our team has over 100 years of combined experience in wealth management
- We provide transparent fee structures with no hidden costs
- We implement a holistic approach integrating tax, estate, and retirement planning
- Our advisors operate under a fiduciary duty to prioritize client interests
Associations and certifications
- Certified Financial Planner (CFP)
- Professional Financial Planner (PFP)
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps to achieve your life goals. We analyze income sources, expenses, assets, and liabilities to develop strategies for debt optimization, cash flow management, and long-term wealth accumulation. With specialized modules for business owners, retirees, and high-net-worth individuals, we ensure tax-efficient solutions aligned with your aspirations. Our three-phase approach includes foundation building, wealth acceleration, and retirement security planning.
Investment Management
We offer discretionary investment management focused on dividend-paying equities and global diversification. Our strategies emphasize risk mitigation through asset allocation across geographic regions and sectors. With active rebalancing and tax-efficient positioning, we build portfolios tailored to individual risk profiles and income requirements. Our fee structure remains transparent and competitive, with performance incentives aligned to client success metrics.
Individual Pension Plans
We specialize in designing registered pension solutions for business owners and professionals. Our IPP strategies maximize tax-deductible contributions while providing guaranteed retirement benefits. We handle actuarial calculations, plan administration, and investment structuring to optimize retirement income. This service includes past-service credit calculations and integration with existing RRSP holdings.
Portfolio Review
Our in-depth portfolio reviews assess diversification, fee structures, and tax efficiency. We identify risks in international exposure, sector concentration, and asset allocation. The review includes fee analysis, risk management evaluation, and tax optimization opportunities across registered and non-registered accounts. We provide actionable recommendations for improving performance and aligning investments with financial goals.
Estate Planning
We coordinate comprehensive estate plans integrating legal documents, insurance solutions, and tax-efficient wealth transfer strategies. Our approach ensures proper beneficiary designations, power of attorney arrangements, and legacy planning. We collaborate with your legal and tax advisors to implement structures that protect assets and facilitate smooth intergenerational transfers.
People
Alex Bernier
Partner
Certified Financial Planner with expertise in wealth management for Ontario and Quebec residents. Specializes in tax-efficient strategies and intergenerational wealth transfer solutions for high-net-worth clients.
Shannon Boschy
Partner
Chartered Investment Manager and Certified Financial Planner with extensive experience in portfolio management and retirement planning for business owners across Canada.
Ryan Cameron
Marketing Manager
Manages client communications and educational initiatives, ensuring clear delivery of financial concepts through accessible content and market updates.
Jessica El-Sheikh Ali
Investment Account Manager
Responsible for client portfolio administration and transaction processing, maintaining compliance with regulatory requirements and internal investment policies.
Gloria Chamoun
Operations Manager
Oversees daily operations and client service protocols, ensuring efficient implementation of investment strategies and adherence to quality standards.
Questions
What is the financial planning process?
Our process involves assessing your current financial situation, identifying goals, and creating a customized roadmap that addresses cash flow, investments, insurance, and estate planning.
How do your investment strategies differ from banks?
We offer independent, fee-transparent management focused on dividend-paying equities rather than proprietary products, with fees typically 30-50% lower than traditional banks.
Can you help with tax-efficient retirement income?
Yes, we specialize in creating tax-optimized retirement income strategies using registered accounts, pension splitting, and income smoothing techniques.
What are your minimum investment requirements?
We typically manage accounts starting at $500,000, though we offer pooled fund solutions for smaller accounts seeking professional management.
How often do you review investment portfolios?
We conduct quarterly portfolio reviews and provide annual comprehensive reviews, with additional adjustments made as needed for changing market conditions or client circumstances.
Do you work with out-of-province clients?
Yes, we serve clients across Canada from our Ottawa and Winnipeg offices, with virtual consultations available nationwide.
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