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Your Trusted Ontario Mortgage Broker
As a dedicated mortgage brokerage, we specialize in connecting clients with tailored mortgage solutions across Ontario. With over two decades of industry experience, our team prioritizes client needs through personalized service and access to 50+ lenders. We offer comprehensive mortgage products including first-time homebuyer programs, self-employed mortgage options, and refinancing solutions. Our commitment to transparency is demonstrated through free legal document preparation, appraisal coverage, and exclusive client perks.Backed by FSRA licensing and partnerships with leading financial institutions, we combine local market expertise with national lending resources. Our proven track record includes securing approvals for clients with complex financial situations, including those with non-traditional income streams or credit challenges. Through continuous industry education and technology integration, we maintain our position as trusted mortgage advisors in Ontario's evolving real estate market.
Services
Mortgage Brokerage
First-Time Home Buyers
Self-Employed Mortgages
Home Equity Lines
Mortgage Renewals
Highlights and features
- We offer free legal document preparation valued at $2,000
- We provide 10-15% savings on real-estate legal fees
- We cover appraisal costs for mortgages over $400,000
- We deliver exclusive client perks including gift cards and handyman certificates
- We maintain FSRA licensing with 20+ years of industry experience
Associations and certifications
- FSRA
What people say
Amazing mortgage rate
Smooth process
Professional guidance
Timely responses
Stress-free experience
Services
Mortgage Brokerage
As licensed mortgage brokers, we connect clients with competitive mortgage products from 50+ lenders. Our services include rate comparison, application assistance, and negotiation with lenders. We specialize in finding solutions for unique financial situations while providing ongoing support throughout the mortgage term.
First-Time Home Buyers
We offer specialized mortgage programs for first-time homebuyers including government incentive guidance, down payment assistance options, and exclusive perks. Our services help new buyers navigate the process with benefits like free legal documents and appraisal coverage to reduce upfront costs.
Self-Employed Mortgages
Our self-employed mortgage solutions cater to business owners and entrepreneurs with non-traditional income streams. We access alternative lenders offering stated income programs and flexible documentation requirements while leveraging our 20+ years of experience in self-employed mortgage approvals.
Home Equity Lines
We facilitate home equity lines of credit up to 65% of property value. Our HELOC services include financial assessment, rate negotiation, and access to revolving credit options for home renovations, debt consolidation, or major purchases with flexible repayment terms.
Mortgage Renewals
Our mortgage renewal services compare existing lender offers with current market rates to secure optimal terms. We assist with rate negotiation, pre-payment privilege optimization, and B-20 guideline compliance while ensuring seamless transition to new mortgage terms.
People
Boris Mahovac
Mortgage Agent
Experienced mortgage agent with FSRA licensing and 20+ years in the industry. Specializes in complex mortgage scenarios and client-focused solutions. Holds FSCO license M16001135.
Charmaine Idzerda
Brokerage Owner
Award-winning mortgage professional with 15+ years in brokerage and 30 years in banking. Licensed under FSCO M08000747, specializing in client-focused mortgage solutions and team leadership.
Keristina Guirges
Mortgage Agent
Mortgage agent specializing in document processing and compliance. Licensed under FSRA M15002221, ensuring smooth application processes through meticulous attention to documentation requirements and lender communication.
Questions
How do I apply for a mortgage through Ontario Mortgage Deals?
Apply online or contact us directly for a no-obligation consultation. We'll assess your financial situation and connect you with suitable lenders.
Do you offer services for self-employed individuals?
Yes, we specialize in self-employed mortgage solutions with alternative lenders and flexible documentation requirements.
What benefits do first-time homebuyers receive?
First-time buyers access exclusive perks including free legal documents, appraisal coverage, and government incentive guidance.
Can you help with mortgage renewals?
We compare renewal offers and negotiate better terms while ensuring compliance with current B-20 guidelines.
What mortgage types are available?
We offer conventional, insured, HELOC, reverse mortgages, and specialized programs for unique financial situations.
How quickly do you respond to inquiries?
We guarantee responses within 30 minutes during business hours and prioritize urgent cases outside regular hours.
