Business Details
48 Years
experience
Your Trusted Partner for Holistic Financial Planning
At Family Tree Financial, we approach financial planning as a comprehensive process rooted in understanding our clients' unique needs. With over 50 years of combined experience in banking and financial services, we prioritize a stress-free, family-focused methodology that aligns with each client's goals. Our holistic planning considers every aspect of financial health, from estate and retirement strategies to insurance solutions, ensuring all elements work cohesively.As brokers, we simplify market complexities by curating products that deliver optimal value. Our generational service philosophy ensures clients build lasting financial habits that benefit both current and future family members. Testimonials highlight our approachability, industry expertise, and commitment to personalized results, reflecting our dedication to empowering clients through informed decision-making and long-term financial security.
Services
Financial Planning
Estate Planning
Retirement Strategies
Insurance Solutions
Group Benefits
Critical Illness Coverage
Long-Term Care Insurance
Wealth Transfer Planning
Mortgage Analysis
Employee Benefits Programs
Details
- Year established: 1978
Highlights and features
- We offer 50+ years of combined experience in financial services and banking
- Our holistic approach integrates estate, retirement, and insurance planning
- We act as brokers to source market-leading products for optimal value
- Generational service model ensures long-term financial habit development
- Testimonials highlight timely, personalized recommendations and reasonable rates
What people say
Approachable professionals
Timely service
Customized results
Clear policy explanations
Exceptional follow-up
Services
Financial Planning
Our financial planning service creates personalized roadmaps for individuals and businesses to achieve short- and long-term goals. We analyze current financial status, risk tolerance, and future aspirations to develop comprehensive strategies that integrate investment management, tax optimization, and cash flow analysis. With a focus on conservative growth principles, we help clients build sustainable wealth while maintaining flexibility for life's changing circumstances.
Estate Planning
Estate planning services ensure seamless asset distribution while minimizing tax implications. We specialize in creating wills, trusts, and advanced directives that align with clients' wishes. Our approach addresses probate avoidance, liquidity needs, and charitable giving strategies, working closely with legal professionals to create legally sound frameworks that protect family legacies across generations.
Retirement Strategies
Our retirement strategies focus on creating sustainable income streams for post-career life. We assess pension options, government benefits, and personal savings to develop withdrawal plans that maintain purchasing power. Services include RRSP optimization, tax-efficient income structuring, and long-term care planning to ensure financial security throughout retirement's multiple phases.
Insurance Solutions
We offer comprehensive insurance solutions to safeguard against financial risks. This includes life, disability, and critical illness coverage tailored to individual and business needs. Our approach balances protection requirements with investment objectives, ensuring policies provide adequate coverage while integrating with overall wealth management plans to maintain financial stability during unexpected events.
Group Benefits
Group benefits programs help businesses attract and retain talent through competitive health and financial benefits. We design customized packages including health insurance, retirement plans, and wellness programs that meet organizational goals while supporting employee financial security. Our solutions offer tax advantages for employers and flexible options for employees across various business sizes.
People
Lloyd Litke
President - Financial Advisor
With over 40 years in financial services since 1978, Lloyd combines banking expertise with leadership experience from major insurance companies. He specializes in helping clients understand their financial situations and create tailored solutions, holding multiple certifications including Certified Financial Planner and Chartered Life Underwriter.
Charissa Keech
Professional Financial Advisor
Charissa brings over 12 years of client-focused financial advisory experience, starting from banking management roles. Recognized as a top Cloverdale advisor in 2018, she emphasizes personalized recommendations based on client priorities, holding Certified Financial Planner and Professional Financial Advisor designations.
Kassidy Parkinson
Administrative Assistant
Kassidy ensures operational efficiency through meticulous organization and client file management. With attention to detail, she supports the advisory team while maintaining a client-centric approach that reflects the firm's commitment to exceptional service delivery.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, estate planning, insurance solutions, group benefits, and tax-efficient investment management tailored to individual and business needs.
How do you help with estate planning?
We create customized estate plans using wills, trusts, and advanced directives to ensure asset distribution aligns with your wishes while minimizing tax implications and probate challenges.
What makes your retirement planning unique?
Our retirement strategies combine 50+ years of experience with conservative growth principles, addressing lifetime income needs, healthcare costs, and estate protection for sustainable post-career financial security.
Do you work with business owners?
Yes, we help business owners with employee benefits programs, succession planning, and tax-advantaged retirement solutions to attract talent and ensure business continuity across generations.
How are you compensated for your services?
We operate as brokers earning commissions from financial product providers, allowing us to offer our advisory services at no direct cost to clients while maintaining market-competitive product recommendations.
What areas do you serve?
We primarily serve Vancouver, Burnaby, Surrey, and Vancouver Island, providing personalized financial solutions to individuals and businesses across British Columbia.
