Business Details
17 Years
experience
Emergency
services
Trusted Mortgage Brokers in Toronto, ON
Established in 2009, Blue Chip Mortgage has built a reputation as a trusted mortgage brokerage firm in Toronto. Our team of licensed professionals brings decades of combined experience in navigating complex mortgage scenarios, having successfully brokered hundreds of millions of dollars in funded volume. We maintain strong relationships with institutional and private lenders to secure competitive rates and tailored solutions for residential and commercial properties. Our services span refinancing, reverse mortgages, home equity lines of credit, and construction financing, serving clients across Toronto, Vaughan, North York, Barrie, and surrounding areas.With a focus on transparency and client-centric service, we prioritize understanding individual financial goals to deliver mortgage products that offer true value. Our expertise extends to handling urgent transactions, offering flexible income confirmation options, and providing 24/7 support to address client needs. Backed by a track record of satisfied clients and industry recognition, we remain committed to simplifying the mortgage process through personalized guidance and market-leading insights.
Services
Residential Mortgages
Commercial Mortgages
Mortgage Refinance
Home Equity Line of Credit
Reverse Mortgages
Details
- Year established: 2009
Highlights and features
- We offer 15+ years of experience in residential and commercial mortgage brokerage.
- Our brokers secure competitive rates through relationships with institutional and private lenders.
- We provide tailored solutions for refinancing, reverse mortgages, and construction financing.
- Our team offers 24/7 support to address urgent client needs.
- We serve Toronto, Vaughan, North York, and surrounding areas with localized expertise.
What people say
Great service
Competitive rates
Knowledgeable brokers
24/7 availability
Smooth process
Services
Residential Mortgages
Blue Chip Mortgage provides tailored residential mortgage solutions for home purchases, refinancing, and construction. Our brokers help clients secure competitive rates and flexible terms, ensuring alignment with individual financial goals. With expertise in lender guidelines, we streamline the approval process for primary residences, investment properties, and vacation homes.
Commercial Mortgages
We specialize in commercial mortgage financing for properties including apartment buildings, retail plazas, office spaces, and industrial facilities. Our team assists investors and businesses in securing funding for acquisitions, developments, and refinancing, leveraging relationships with institutional lenders to deliver customized solutions for diverse property types.
Mortgage Refinance
Our refinance services help clients reduce monthly payments, consolidate debt, or access equity through lower interest rates. By analyzing current market conditions and client needs, we negotiate favorable terms with lenders, ensuring cost-effective solutions that enhance financial flexibility for homeowners and investors.
Home Equity Line of Credit
Blue Chip Mortgage offers HELOC options allowing clients to borrow against home equity at competitive rates. These revolving credit lines provide flexible access to funds for renovations, debt consolidation, or emergencies, with interest-only payments and adjustable borrowing limits tied to property value.
Reverse Mortgages
We facilitate reverse mortgages enabling homeowners aged 55+ to convert equity into tax-free funds without monthly payments. Clients can access lump sums, installments, or hybrid options, retaining home ownership while improving financial security for retirement or unexpected expenses.
People
Moishe Simon
Mortgage Broker
With over 20 years in the mortgage industry, Moishe Simon specializes in residential and commercial financing. His expertise in securing competitive rates and client-focused approach has earned recognition for resolving complex mortgage scenarios and delivering tailored solutions.
Questions
What mortgage rates does Blue Chip Mortgage offer?
We provide competitive rates for terms ranging from 1 to 7 years, including fixed, variable, and high-ratio options. Current rates start at 4.24% for insured 5-year fixed mortgages.
Do you offer commercial mortgage services?
Yes, we arrange financing for commercial properties like apartment buildings, retail plazas, and industrial facilities, working with institutional lenders to meet diverse business needs.
Can I refinance my existing mortgage?
Yes, our refinance options help reduce payments, consolidate debt, or access equity. We negotiate competitive rates and terms tailored to your financial situation.
What areas do you serve?
We serve Toronto, Vaughan, North York, Barrie, Yonge Street, Lytton Park, Forest Hill, Oakville, and surrounding regions with residential and commercial mortgage solutions.
Are reverse mortgages available?
Yes, we offer reverse mortgages for homeowners aged 55+, allowing tax-free access to equity without monthly payments while retaining home ownership.
