Bestplan Financial Strategies

BestPlan Financial Strategies is a leading provider of insurance and financial planning services in Canada. We have been helping individuals, families, and businesses protect their assets and achieve their financial goals for over two decades. Our mission is to empower our clients to stay two moves ahead in the chess game of life by providing affordable and flexible solutions for all stages of their lives.

At BestPlan, we offer a wide range of insurance products, including life, disability, critical illness, permanent, and term insurance. We understand that each client has unique needs, and we work closely with them to find the best ongoing value in insurance products that fit their specific requirements. Whether you are looking for insurance with or without cash value, individual health/dental, or group plans, we have got you covered.

Our investment and retirement solutions are designed to help you reach your financial goals. We offer tax-deferred, tax-preferred investments with possible creditor-protection, including TFSAs, RRSPs, RRIFs, term deposits, annuities, and other life income opportunities. Our team of experts will work with you to create a customized investment strategy that aligns with your risk tolerance and financial objectives.

We specialize in providing financial planning services to business owners, professionals, and self-employed individuals. We understand the distinct, ongoing, and ever-changing needs of these groups and offer employee and executive group benefits, partnership and buy/sell needs, pension plans, and creditor-protection strategies to solidify your position.

At BestPlan, we believe that financial planning is about more than just numbers. It's about understanding what can prevent you from reaching your financial goals and creating a plan to overcome those obstacles. Our financial planning services focus on identifying missing elements or plan weaknesses and motivating clients to prepare, prioritize, and take action.

Our team of independent agents has access to a wide range of insurance and investment products from over 15 leading providers. With over 20 years as a CFP Professional and 38 years being self-employed, our president, Ralph Umansky, has been actively involved in several business ventures. He understands the needs of salaried employees and their families, professionals, the self-employed, business owners, commission and contract workers, and can provide guidance to those who are new to Canada.

At BestPlan, we are committed to building long-lasting relationships with our clients. We stay in touch and review your plan regularly to ensure that it remains current, relevant, and cost-effective. We believe that clear communication is key to ensuring that our clients understand their options and make informed decisions. That's why we take the time to explain complex financial concepts in simple terms and provide ongoing education to our clients.

In conclusion, BestPlan Financial Strategies is a trusted provider of insurance and financial planning services in Canada. We are dedicated to helping our clients protect their assets, achieve their financial goals, and stay two moves ahead in the chess game of life. Contact us today to learn more about how we can help you.