Business Details
Expert Mortgage Solutions in Calgary
Home Mortgage Team has established itself as a trusted partner in mortgage services, leveraging over 18 years of combined experience from our lead professionals. Our team specializes in navigating complex mortgage landscapes, offering tailored solutions for first-time homebuyers, refinancing, debt consolidation, and investment properties. With access to a network of 50+ lending institutions, including major banks and credit unions, we prioritize client needs by securing competitive rates and customized mortgage plans.Our commitment to transparency ensures clients receive impartial advice, while our focus on continuous education keeps us at the forefront of industry innovations. Backed by a referral-driven business model, we maintain rigorous standards to deliver exceptional service that aligns with both short-term goals and long-term financial strategies.
Services
First Time Buyers
Debt Consolidation
Credit Repair
Mortgage Renewal
Investment Properties
Details
- Year established: 2025
Highlights and features
- We have 18+ years of mortgage industry experience
- We access 50+ lending institutions for competitive rates
- Our team holds finance and banking expertise
- We offer specialized programs for self-employed individuals
- We provide personalized mortgage strategies for unique needs
What people say
Excellent service
Knowledgeable team
Competitive rates
Personalized solutions
Prompt responses
Services
First Time Buyers
Specialized mortgage programs for first-time homebuyers featuring competitive rates and flexible down payment options. Our team provides comprehensive guidance through the entire purchasing process, including access to government incentives and educational resources. We help clients understand mortgage commitments while ensuring financial sustainability.
Debt Consolidation
Mortgage-based debt consolidation solutions that combine high-interest debts into a single lower-rate payment. We analyze clients' financial situations to create customized plans that reduce monthly obligations while maintaining mortgage affordability and long-term financial health.
Mortgage Renewal
Comprehensive mortgage renewal services that compare current offers with market alternatives. Our team negotiates optimal renewal terms while identifying potential savings opportunities through lender competition and updated financial assessments.
Investment Properties
Specialized financing solutions for investment properties and vacation homes. We provide tailored mortgage products with strategic cash flow considerations for landlords and real estate investors seeking portfolio expansion.
Self-Employed Mortgages
Custom mortgage programs designed for self-employed individuals with non-traditional income structures. Our solutions accommodate business owners' unique financial situations while maintaining competitive rates and reasonable qualifying criteria.
People
Christopher Mckerrow
Lead Planner Mortgage Associate
Managing Partner with 18+ years mortgage experience specializing in new home financing and investment properties. Holds finance degree and prioritizes client-focused solutions through extensive lender network access.
Michelle Holden
Business Development Manager
20+ years mortgage industry experience focusing on customized solutions for residential and investment properties. Emphasizes relationship-building and client satisfaction through comprehensive mortgage planning.
Mark Paterno
Mortgage Associate
Experienced mortgage professional with expertise in first-time homebuyer programs and refinancing solutions. Committed to simplifying complex mortgage processes through personalized guidance and market knowledge.
Jonathan Pittis
Business Development Associate
Mortgage specialist with focus on connecting clients with preferred lenders offering competitive rates. Provides tailored solutions for purchase and refinance transactions while maintaining client education standards.
Hiran Dassanayake
Business Development Associate
Former major bank financial services professional offering mortgage solutions through Home Mortgage Team network. Combines institutional knowledge with personalized service to address diverse client requirements.
Questions
What mortgage options exist for self-employed individuals?
We offer specialized mortgage programs tailored for self-employed applicants, including income documentation alternatives and flexible qualifying criteria.
Can I consolidate debt through my mortgage?
Yes, we provide refinancing solutions that allow debt consolidation at lower interest rates while maintaining mortgage affordability.
Do you work with first-time homebuyers?
Absolutely. We specialize in guiding first-time buyers through the mortgage process with competitive rates and educational support.
What mortgage terms do you offer?
We provide terms ranging from 6 months to 10 years, including variable rate options to suit different financial situations.
How do you help new Canadian immigrants?
We offer mortgage programs specifically designed for newcomers with flexible documentation requirements and competitive rates.
